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July 2024 eNews

Celebrate Youth Week

July 22-26, 2024

Stop in to a First Class Community Credit Union branch the week of July 22-26 to celebrate Youth Week!

• Every NEW youth account opened this week will receive a create-your-own potted plant
• Deposit at least $1 into your youth account & pick a special prize
• Stop in for Freezer Pop Friday on July 26th
• Enter our coloring contest for a chance to win a prize!

COMING SOON!

Instant Issue Debit Cards

If you need to replace your First Class debit card, later this month you can simply stop in to any First Class CCU branch to get a new card instantly!

• The account holder must request the card replacement.
• Bring a photo ID with you.
• Your PIN must be selected by calling 1-800-717-4923.
• Not available on new accounts.

How to Avoid Fees

Banking fees can really take a bite out of your budget, and as your member-owned credit union, we want to help you avoid fees as often as possible.

We've put together a list of tools and habits you can adopt in order to help you avoid fees, such as:

• Overdrawn balance
• Late loan payments
• Returned statements
• Account inactivity
• ATM fees

Your Home, Your Rules

You can finance just about anything with a Home Equity Loan or Line of Credit from First Class - a new vehicle, home

improvements, debt, special events, anything!

It’s your home, so you decide how to use the equity.

• Won’t impact your pre-existing mortgage rate, property taxes or resale value
• Incredibly LOW closing costs
• Low monthly payments
• Interest may be tax deductible*

The amount of equity in your home may surprise you.

*Consult a tax professional. Loans offered with approved credit. Contact the credit union for full details and disclosures. Appraisal fees are the borrower’s responsibility, if needed. Federally insured by the NCUA. Equal Housing Opportunity.

SAVE THE DATE!

The Nominations Committee, who consists of board of directors members Craig Doster, Ruth Downey, Larry Moore, and Brad Jacobsen, have nominated the following individuals for election: 

• Gary Olson (incumbent)
• Marc Swanson (incumbent) 
• James Gearhart (incumbent) 

Any member who is interested in serving on the board of directors and was not recommended as a candidate by the Nominations Committee should submit a petition with 100 member signatures by June 26, 2024 to be included on the ballot. If you have any questions, please contact the credit union at firstclassinfo@gofirstclass.org. 

Whether you’re an undergraduate, career training or graduate student, Student loans from First Class Community Credit Union in partnership with Sallie Mae^® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

• Competitive interest rates
• Multiple repayment options
• No origination fees; no prepayment penalty¹

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Discounted Adventureland Tickets Now Available

Discounted tickets to Adventureland Park in Altoona, Iowa are now available for members at a 40% discount from the gate price. To receive the discount, tickets must be purchased online using the specific link and code provided. We do not have physical tickets in the branches. 

Visit our website for details, the link, and the discount code to purchase tickets.

NO PAYMENTS FOR 100 DAYS

+ $100 CASH WITH ANY NEW AUTO LOAN!*

Skip Town & Your Car Payments

Bring your auto loan to First Class & drive away with $100 cash!

• Finance new purchases or loans from another lender
• Includes motorcycles, campers, trailers & RVs
• No cost pre-approvals
• Competitive rates
• Terms up to 7 years

*Member must be approved & finance loan with First Class CCU to receive $100. $100 cash applies to purchased vehicles or loans refinanced from another lender. Offer subject to change without notice. All loans subject to approval. For a $20,000 car loan with a term of 60 months at 5.99% Annual Percentage Rate, the monthly payment will be $386.56. Current loans with FCCCU do not qualify. Loans approved under the First Class Acceptance program will not be eligible for 100 days no payments. Federally insured by the NCUA. Equal Housing Opportunity.

Skip Your First Class

Loan Payment

& kick in your summer!

Eligible members can now choose two months out of each year to skip their First Class loan payments. You choose when to skip & which loans to skip.

Certain Restrictions do apply. By skipping a payment you are extending the original maturity date of your loan. Contact First Class Community Credit Union for specific details. Not all loans qualify. First Class Community Credit Union reserves the right to deny this offer for any reason. Offer subject to cancellation.

Refer a New Member & You'll Both Receive $50 Cash!

You love credit union-ing with First Class, so why not share your first class experience with friends, family, and co-workers?

For a limited time, when you refer a new member to First Class, you'll both receive $50* cash as our thanks for helping grow your member-owned credit union.

Bring your new member to a First Class branch, or encourage them to apply online today!

*Must meet membership qualifications. Referring member’s accounts must be in good standing. New member must open a new account with a $25 deposit and open & qualify for a debit card and direct deposit. $50 bonus will be paid to each party once the new member’s first direct deposit is received. It is the responsibility of the referred/new member to communicate the referring member’s name upon opening the account. Once the account is open, the opportunity for a referral bonus is closed. Offer subject to change without notice. Federally insured by NCUA.

This Month's BALANCE Webinar Series

First Class has partnered with BALANCE to provide you with free access

to expertly-crafted financial education resources.

Mark Your Calendar

Thursday, July 4

Branches closed for Independence Day

Email: firstclassinfo@gofirstclass.org

Website: www.gofirstclass.org



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