Open a new FRFCU Credit Card and you'll be entered to

WIN a $100 Gift Card!

There will be 10 lucky Grand Prize Winners

Apply and use the code "BACK2SCHOOL" for your chance to win!

Not all will qualify. This sweepstakes is intended for both new members and current FRFCU members that do not already have an FRFCU Visa® Credit Card. Must be 18 or older to enter. Void where prohibited. Sweepstakes open from August 1, 2024, through September 15, 2024. Winners chosen at random. Winners will be notified by phone and email by October 15, 2024. If winners do not respond to phone or email notification within 7 days, another winner will be randomly selected. By opening a new Visa® Credit Card, you’ll earn one (1) entry into the $100 Gift Card Grand Prize Sweepstakes. Ten (10) grand prize winners will be chosen for this Grand Prize Sweepstakes. Alternative Method of Entry: Write your name, address, and contact information on a 3x5 notecard and mail it to FRFCU Marketing Department, 520 Rt. 22, Bridgewater NJ 08807 by 9/15/24. Entries received after 9/15/24 will not be considered valid. Membership eligibility required. Federally Insured by NCUA.

August is National Make-a-Will Month, and we're celebrating by debuting our new estate planning service from Trust & Will! As a member, you'll enjoy an exclusive 20% off any estate plan from Trust & Will, this month and every month. You can easily and affordably create an estate plan online, with wills starting at just $159.

Join us for a fun-filled night of games and giving back at the FRFCU Foundation's 2024 Casino Charity Night coming up on Monday, September 16th, from 5:30 – 9:30 PM at The Palace at Somerset Park. All proceeds will benefit Bernice’s Place, a local non-profit and subsidiary of the Elizabeth Coalition to House the Homeless. Feeling lucky? Get your tickets or purchase your sponsorship today!

Our awesome team members volunteered with Elijah's Promise in New Brunswick, creating 600 servings of food that were distributed in their Community Kitchen. Elijah’s Promise provides over 375,000 free meals a year to those in need, and the team at FRFCU was more than happy to contribute to their efforts!

Have you heard? Our website has new digital member support to best serve you! Talk with a real person in seconds by simply clicking the chat button from anywhere on the website and choosing how you want to connect. Getting personalized support is that easy!

Boost your savings with a Certificate from FRFCU!

And if you find a better rate, we'll match it!

Rest easy knowing your deposits are insured up to $500,000 with FRFCU.

Membership eligibility required. Federally Insured by NCUA. Accounts exceeding the maximum level of coverage provided by NCUA are also insured up to an additional $250,000 by ESI (Excess Share Insurance).

We stand stronger when we stand together! There's still time to help fund groundbreaking research*. Use your FRFCU Mastercard^® for eligible online or in-store purchases at qualifying restaurants or grocery stores until August 17th, and Mastercard® will donate one cent, up to $5,000,000, to Stand Up To Cancer^®.

*For every eligible online or contactless transaction made and reported at or from qualifying restaurants and grocery stores (as defined by the applicable Mastercard Merchant Category Code) with a U.S. issued Mastercard, Mastercard will donate one cent (US$0.01), up to US $5,000,000. Stand Up To Cancer is a 501(c)(3) charitable organization.Promotion begins at 12:00am ET on 06/17/2024 and ends at 11:59pm ET on 08/17/2024 or when US$5MM donation max is reached, whichever comes first. Qualifying purchases can only be made at U.S. restaurants and grocery stores as defined by the applicable Mastercard Merchant Category Code. Debit PIN, International transactions and transactions processed on a non-Mastercard operated network are ineligible. Mastercard relies on third parties to classify a transaction. In the event that a qualifying contactless transaction is not classified as a contactless transaction or under a qualifying Mastercard Merchant Category Code by a third party and reported to Mastercard, but would otherwise have been a qualifying transaction, transaction will not count as a qualifying transaction and will not result in a donation to SU2C. See full terms at priceless.com/SU2C. Mastercard, Priceless and the circles design are trademarks of Mastercard International Incorporated. ®2024 Mastercard. All rights reserved. PO Box 6999, Bridgewater, NJ 08807-0999.

Our FREE webinars can help you improve your financial wellness! Register for our upcoming webinars to learn more about recovering from identity theft and managing small business finances.

• After Identity Theft Webinar hosted by Balance on Tuesday, August 13th from 1:30 - 2:30 PM & Thursday, August 22nd from 8:30 - 9:30 PM

• Finances for Small Business Owners Webinar hosted by Balance on Tuesday, September 10th from 1:30 - 2:30 PM & Thursday, September 19th from 8:30 - 9:30 PM

Stretch your brain by coming up with the answer to this riddle! Can you crack it? And be sure to check out last month's answer below.

Brain Teaser:

A man stands on one side of a river, his dog on the other. The man calls his dog, who immediately crosses the river without getting wet and without using a bridge or a boat. How did the dog do it?

The answer to last month's brain teaser was: The catcher and the umpire.

Financial Resources FCU will be closed on Monday, September 2nd, for Labor Day. Regular business hours will resume on Tuesday, September 3rd. Our Virtual Assistant Phil, online banking, and mobile banking are available 24/7.