"When Women and Girls Rise, Their Communities and Countries Rise with Them." - Michelle Obama
When Ms. J. was 22 years old, she had already overcome significant adversity. Following her high school graduation, Ms. J. and her newborn son had been kicked out of the only home she has ever known due to her mother’s struggles with addiction. With no other housing options, she moved in with her boyfriend, the father of her child. This would allow her to begin schooling and obtain her Medical Assistance certification.
Unfortunately, this living situation became volatile, and Ms. J. had to withdraw from school and flee to a domestic violence shelter with her son. Now, from the shelter, she was marshalling her strength and all resources available to her in pursuit of a stable life for her family. 
Violence is a leading cause of homelessness among women, and is of many factors that contribute to women being in greater need of affordable housing. Other factors include continuing gendered labor market conditions that result in women’s pay being consistently lower than men’s . Gender based social norms also force women to take on unpaid work as well as significant expense related to childcare. Trans-women experience increased discrimination that limits housing options and greatly increased levels of violence.
75% of those living in affordable housing are women, and currently no state has an adequate supply of affordable rental housing. An estimated 12 million renters and homeowner households are cost-burdened and pay more than 50 percent of their annual income on housing. Having adequate safe, affordable housing is a central and actionable way to redress the trauma and exploitation that disproportionately impact women.

When Ms. J. was referred her to St. Ambrose’s Rental Services Program her case manager helped her find a job and an affordable rental property. “The home was so big and beautiful! I never had anything like that before. It means everything to me that I have a nice home to raise my son in.” Looking to the future, Ms. J. planned to get a more permanent job, start college and see her son begin school.
In the face of destructive setbacks and barriers, women like Mrs. J are building better worlds for themselves and future generations. Women are doing the essential, largely unpaid and unrecognized work of healing themselves and their families from systemic harm. Women are also more likely to be involved in grassroots change movements, advocating for transformation and justice in their larger communities.
St. Ambrose Housing Aid Center works toward a vision of the future in which everyone in our community has a place they are proud to call home. We stand with our clients, supporters and partner organizations in the continuing pursuit of economic and social justice for women and for our communities as a whole. 

Please visit our blog post for the full list of sources utilized in this article.
Get inspired by the "Women of Color on the Front Lines," video series produced by Shelterforce and Community Change. This series profiles women of color who are fighting today’s most pressing issues in cities across the U.S.
The Baltimore City Tax Sale Exemption Program is accepting applications through April 15th.

Are you behind on your property tax payment? Have you received a notification from the city about tax sale? If so, help may be available!

Our housing counselors and attorneys can help you apply and support you through this process.

Contact us at 410-366-8550x249 or intake@stambros.org to get started.

Are you struggling to keep up with your mortgage payments or other housing costs due to COVID-19 related financial hardships? The Maryland Homeowner Assistance Fund may be able to help.​
Our Housing Counselors are here to help you navigate the application process.
Click these links for more information on the HAF Grant and HAF Loan.
Contact us today to get started:
Phone: 410-366-8550 x249
Register TODAY for St. Ambrose’s Virtual Home-Buying Workshop! If you are buying a home for the first time or just want some advice on how to prepare for homeownership you should consider meeting with a counselor before you buy at our upcoming virtual course.
Baltimore City Home-Buying Workshop
Date: Saturday, March 26, 2022
For online registration, click here.

Baltimore County Home-Buying Workshop
Date: Saturday, April 9, 2022
For online registration, click here.
A huge thank you to the Catonsville Women’s Giving Circle for your support of the Adopt-A-Family Emergency Fund!

Your partnership provides critical household items like bedding, groceries and clothing to families in need in our community.

If you'd like to support these families, consider making a donation to the Adopt-A-Family fund today.
The tax deadline is April 18, just about 3 weeks away.

If you have not completed your taxes these resources may be of assistance to you.

Thank you Baltimore Connect Network for this tax resources roundup.