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All buying situations are never one and the same, but what we come to see is that local lenders are usually the better route.
Just today I spoke with a lender that quoted my client a 5.25% mortgage rate versus a 6.25% they received from a big bank. The difference is that local mortgage brokers have more flexibility when shopping for a mortgage and can provide bigger discounts. Better rates is not the only thing they can provide; they know the market in your area, you will get a more personalized approach, credit repair if needed, and advice on what you need to do if you are looking to buy in the future. A local lender has a great knowledge of different loan programs, down payment assistance, and Bank Statement Loans. It's important for your Realtor to work hand in hand with your lender to get you to closing table without any mishaps.
Let us show you the different options without you having your credit pulled multiple times.
We know interest rates are always changing, CLICK HERE for updated Mortgage Rates Daily.
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