Why You Should Provide the ICAT Option to your Customers
The default earthquake offering through the CEA may be lacking. Here's why you should
Partner with ICAT to sell California residential standalone earthquake insurance:
ICAT
CEA
Deductibles
9 options starting as low as 2%!
5 options starting at 5%
Payment Options
Full Pay, 3-Pay, and 10-Pay plans with a recurring credit card option.
Payments are processed through participating insurance companies, which typically only offer 1 or 2-Pay.
Quoting
Quote in 90 seconds or less - fastest in the industry! 13 bindable options, bundle display showing different policy options.
Insureds can get a quote online but must place coverage with a participating carrier coupled with their home policy. Effective dates must match the home policy, no bundle display options.
Coverages
Loss of Use up to $250,000, pool coverage, choose your own limits for Other Structures, Contents, & Loss of Use.
Loss of Use up to $100,000, no pool coverage, limits on Contents coverages.
Claims
All claims handled quickly and consistently by ICAT's in-house subsidiary, Boulder Claims.
Claims are handled by a variety of member carriers with no uniform claims plan.
Disclosures
No policy disclosures. We maintain our commitment to provide security, service and recovery to our policyholders.
Has a
policy disclosure stating that a policyholder could be charged up to an additional 20% of premium.
Service
Our dedicated team is here for you! Email us at EQHomeowner@icat.com or give us a call at (303) 583-1291. We are committed to giving you the tools and training to successfully sell residential earthquake coverage.
Quality of customer service varies depending on the participant carrier.
ICAT is committed to making it faster, easier and more convenient than ever to quote, bind and keep business with us.
ICAT Managers Insurance Services, California license 0C60252
