Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

As you get close to retiring, you may hear theories about the ideal time to claim your Social Security benefit. Many believe it is best to claim as soon as you are eligible at age 62; others believe waiting until age 70 is prudent.

Check out this week's blog below.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
When Should I Claim my Social Security Benefit?
When you claim not only affects your monthly benefit, but also impacts your total lifetime benefit if you live to the average life expectancy of someone your age.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Diet and Caloric Restriction for Longevity—The Monkey Trials
How can we make sense of the disparate results from the four primate studies on caloric restriction and lifespan?
Get paid $10,000 to give up your phone for an entire month

If you’re willing to ditch your device for a bit, you could win a sweet prize. Siggi’s Dairy, known for its Icelandic-style yogurt, is offering $10,000 to people who can stay away from their smartphones for an entire month.
A Third of Americans Are Getting a ‘Sleep Divorce’


Millennials reported the highest rate of consistently or occasionally moving to another bed
How memories form and how we lose them


Think back to a really vivid memory. Got it? Now try to remember what you had for lunch three weeks ago. That second memory probably isn't as strong— but why not? 
How Much Are Your Airline Miles Worth? Here's How to Find Out

If you’ve ever wondered how much your airline miles are worth, you’re not alone. Calculating the value of airline miles can be confusing

Recipe of the Week

Vegan Snickerdoodles – Soft, Chewy, and Oil-free Cookies

No one will believe that these chewy vegan snickerdoodles have absolutely no added oil.
Quote of the Week

“Have no fear of perfection - You'll never reach it”

— Salvador Dali
134 Rumford Avenue, Suite 203, Newton Massachusetts, 02466 | 617-630-4978
Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
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