Home Equity Line of Credit

As low as 5.24% APR* | Fixed for 7 months*

When you’ve got big ideas, a Home Equity Line of Credit from REGIONAL helps you make them happen. Home improvements, major purchases, a dream vacation, college expenses, consolidate your credit cards or other loans – your Home Equity Line of Credit puts your big ideas within reach, with great variable rates and the flexibility of a line of credit.

Apply online or contact a Loan Expert at 1-800-762-7419.

*APR=Annual Percentage Rate. Prime Rate (currently 8.25%) with a minimum APR of 5.24% and a maximum APR of 18.00%. Rates current as of July 1, 2023, and are subject to change based on market conditions and borrower eligibility. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Ten-year draw period followed by a ten-year repayment period. Homeowner’s property insurance is required. Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1- to 4-family owner-occupied properties. Offer does not apply to existing REGIONAL federal credit union credit lines. HELOC rate as low as 5.24% is fixed for 7 months then converts to the rate outlined in the credit agreement. Only Indiana residents are eligible.

Home Equity Line of Credit Predisclosure

Watch the Latest Fraud Prevention Videos

REGIONAL is excited to introduce our new Fraud Prevention Dispatches video series. Our first three videos are live:

• 3 Basic Tips for Avoiding Scams (7/26/23)
• Romance Scams: 3 Red Flags (8/9/23)
• Don't Trust Caller ID (8/23/23)
• How Scammers Use Your Emotions (coming 9/6/23)
• Affinity Fraud (coming 9/20/23)

We publish a new, short video on topics like scams, phishing, and identity theft every other Wednesday. You'll learn how to identify and avoid these schemes and become every scammer’s worst enemy—an informed consumer.

Be sure to follow us on Facebook or subscribe to our YouTube channel to catch future Fraud Prevention Dispatches; or bookmark our Fraud Prevention Dispatches page.

GreenPath Financial Wellness

Tools for Improving Your Financial Health

Financial wellness is a key to being able to pursue your dreams. Through our partnership with national non-profit GreenPath Financial Wellness, we’re connecting you with tools and resources for improving financial health:

Get out of debt

If you have high-interest credit card debt, a GreenPath Debt Management Plan may be able to help you to lower your interest rates AND pay off debt faster. 

Build credit

Learn how to better understand your credit report, dispute inaccurate information, and manage your credit score.

Set a budget

GreenPath can help you to set a budget and create a spending plan to work toward your goals.

Get help with housing

Housing experts provide support during the homebuying process or when you’re struggling with rent or mortgage payments.

Take the first step and call GreenPath

It’s free, no-pressure, and 100% confidential.

Holiday Closings

Through November 2023

Labor Day

Monday, September 4, 2023

Thanksgiving

Thursday, November 23, 2023