Holiday Loan Special

$1,200 | 12 months | 11.99% APR*

With a lower fixed rate than most credit cards and just 12 months of payments, our Holiday Loan Special can help you make this the best season ever.

Borrow up to $1,200 for 12 months at 11.99% APR* and use your Holiday Loan for anything you can imagine. Call 1-800-762-7419 or use the link to apply online today!

*APR=Annual Percentage Rate. Offer based on loan term of 12 months. The maximum interest rate for this offer is 11.99% APR and the minimum approved loan amount is $500. Not all applicants will qualify for the lowest rate. Payment example: A 12-month loan of $1,000 at 11.99% fixed APR will have 12 monthly payments of $88.85. Rates current as of October 1, 2023, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Holiday Loan loan rates reflect as low as rate with .25% discount for automatic payments from a REGIONAL deposit account.

Auto Loans as low as 5.44% APR*

No Payments for 90 Days**

The end of the year can be a great time to find a good deal on a car, and REGIONAL can help sweeten the deal with great rates and no payments for 90 days for qualified buyers.

Not looking for a new car just yet? We also refinance auto loans from other lenders! Let us help you save money every month. Talk to a Lending Expert or apply online.

*APR=Annual Percentage Rate. Offer based on loan term of 60 months. REGIONAL federal credit union finances up to 125% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). The maximum interest rate for this offer is 11.99% APR, and the minimum approved loan amount is $5,000. This offer may also be withdrawn if the value of the vehicle you are purchasing exceeds 125% of Loan-to-Value (LTV). Not all applicants will qualify for the lowest rate. Payment example: A 60-month loan of $40,000 at 5.69% fixed APR will have 60 monthly payments of $19.20 per $1,000 borrowed. Rates current as of October 1, 2023, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Refinance restrictions apply. Subject to credit review. May not be combined with other offers. Auto loan rates reflect as low as rate with .25% discount for automatic payment.

**90 Days No Payments: Certain conditions apply. 722 or higher scores are eligible. Not all applicants will qualify. During the 90-day period, interest will accrue on total loan amount. The year of the vehicle must be a 2020 or newer to receive the promotional rate. Other rates are available for older model years.

GreenPath Financial Wellness

Tools for Improving Your Financial Health

Financial wellness is a key to being able to pursue your dreams. Through our partnership with national non-profit GreenPath Financial Wellness, we’re connecting you with tools and resources for improving financial health:

Get out of debt

If you have high-interest credit card debt, a GreenPath Debt Management Plan may be able to help you to lower your interest rates AND pay off debt faster. 

Build credit

Learn how to better understand your credit report, dispute inaccurate information, and manage your credit score.

Set a budget

GreenPath can help you to set a budget and create a spending plan to work toward your goals.

Get help with housing

Housing experts provide support during the homebuying process or when you’re struggling with rent or mortgage payments.

Take the first step and call GreenPath

It’s free, no-pressure, and 100% confidential.

Holiday Closings

Through November 2023

Labor Day

Monday, September 4, 2023

Thanksgiving

Thursday, November 23, 2023