Your Life. Your Needs. Your Plan.
Greetings!

Hope this finds you well.

The Setting Every Community Up for Retirement Enhancement Act of 2019 (The government loves acronyms), popularly known as the SECURE Act, was signed into law in late 2019.

Check out this week's blog below to learn more.

Rick Fingerman, CFP® and Lyman H. Jackson, CFP®
What recent changes in retirement laws mean for you
Bear in mind, even though the age when one is now required to take a distribution from their retirement plan is later, it may be prudent to take distributions sooner. Sit down with your Certified Financial Planner™ practitioner to see what is best for you.
We Specialize In Three Areas
Retirement
Whether in retirement or nearing retirement, our disciplined approach will help ensure you are on track
Women in Transition
Recently widowed or divorced, our compassionate approach will give you peace of mind and a sense of empowerment
Paying for College
With skyrocketing costs and little time left to save, without a college plan, one's retirement could be in jeopardy
Does Marijuana Cause Strokes and Heart Attacks?

The temporary quintupling of heart attack risk associated with cannabis smoking may be due to the increased heart rate, blood pressure, and carbon monoxide levels.
Elaborate Mating Strategies of Male Ruffs | Wild Scandinavia | BBC Earth


Male ruffs vary in their mating tactics: some use seduction and disregard boundaries, causing conflict, while those with white feathers take a subtler approach that appeals more to potential mates. The question is, which is more effective?
Here’s How to Meditate If You Haven’t Gotten Into It Yet but Really Want To


We promise it doesn’t have to be a big—or complicated—commitment.

What is Bitcoin?

With the recent SEC approval of Bitcoin ETF's (Exchange Traded Funds), we will be seeing a lot more on this topic. Here is a primer on what Bitcoin actually is.
Red Cross announces emergency blood shortage, calls on Americans to donate

The number of blood donors has fallen 40% in the last two decades.
Recipe of the Week

Ginger Carrot Soup


Fresh ginger perfectly complements the flavor of the carrots in this rich soup that can be enjoyed hot, warm, or chilled. Feeling adventurous? To change up the flavor, add a teaspoon (or more) of your favorite curry powder or paste.
Quote of the Week

"Action is the antidote to despair"

- Joan Baez
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Financial Planning Solutions, LLC ("FPS") is a fee only Registered Investment Advisor ("RIA") located in the Commonwealth of Massachusetts. FPS provides asset management and related services for clients nationally. FPS will notice file and maintain all applicable licenses as required by the various states in which FPS conducts business, as applicable. FPS renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion. 
The opinions and comments of this newsletter are those of Financial Planning Solutions, LLC and are not intended as specific advice or recommendations. To understand what investments are right for you and your situation, it is recommended that you sit down with a Certified Financial Planner™ Practitioner that understands your financial situation, goals and desires. This information is being provided as a courtesy. When accessing the website links, you are leaving this site and assume total responsibility and risk for the sites you are visiting. We also make no representation of the completeness or accuracy of websites.
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