The Arrival of
Life’s Third Age
First of 2-part interview with Age Wave Guru Ken Dychtwald--Larry Hayes
This month, I had the honor of discussing aging in the unique and unsettling time of COVID-19 with psychologist, gerontologist, Age Wave CEO, Bay Area resident and best-selling author of 17 books, Ken Dychtwald, PhD.
Over the past 40+ years, Dr. Dychtwald—a Boomer himself who just turned 70—has emerged as North America’s foremost visionary on the lifestyle, health, marketing, economic and workforce implications of the age wave.
Ken, can you tell us a bit about your new book “What Retirees Want: A Holistic View of Life’s Third Age?” I’m intrigued about what you’re calling the “third age.”
It’s been more than 10 years since I’ve written and published a book. I had gotten weary of book publishing. However, over the last decade, my team at Age Wave and I have spent over 70,000 hours doing research to try to figure out a holistic understanding of what retirees want. The outcome of it is this book, which I’ve written with Bob Morison and in many ways, it is the capstone of all my work to date.
What Bob and I have tried to do in this book is to gather all the pieces of today’s retirement puzzle based on current evidence and facts, and then draw in many of the great experts and leaders in the aging field, like yourself and folks like Chip Conley, Fernando Torres-Gil, Paul Irving, and all sorts of wonderful people.
Our intent was to create an all-in-one-place book that was easy to use, made sense of everything from healthcare to housing, purpose to finance, and could be valuable to people in business, non-profits, and government.
Then, as we were completing the book, it occurred to us that the book could also be a helpful guide for the millions of people who aren’t sure how to make the most of this new stage in their lives. Where do they want to live? Who do they want to be? Do they want to go back to school? What is the role of family in this new third age? What are the opportunities for providers—whether they be health providers or housing developers or entrepreneurs or technologists—to meet the needs of this third age of life?
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ASK LARRY
--Larry Hayes< CEO/Publisher A050
"I Need To Renew My Driver's License Next Month But DMV Offices Are Partially Closed Due to COVID-19. What To Do?--J.C., Sunnyvale, CA
Glad you asked because my driver's license expires in September and I was myself starting to worry.
Turns out there is good news. Because of COVID-19, California has extended driver license renewals one year from the expiration date. The extension time varies based on your age but in general, you have one less thing to worry about this year.
However, you do need to request a free temporary paper extension. The entire online process is easy and only takes only a few minutes. Did it myself. Go to:
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“At Next Stage, our inspiration comes from you. Your ideas are brought to life by our staff of certified designers and highly skilled production team. As a team, our goal is to help our clients improve how they live in their homes while taking precautions to keep you and our staff safe during this time."
"Let’s talk about how Next Stage can create your dream home. For a virtual consultation, visit nextstagedesign.com or call us at 408.323.5300.”
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The mastermind behind Under Cardiac Arrest comics is John Donaghue, a talented art director from San Francisco. He has created dozens of comics about the frolics and humor of older adults. Enjoy!
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Sunny View Residents Embrace
Technology
The tech world is taking note, Sunny View residents are experimenting with some cutting edge technology. Located in Cupertino in the heart of the Silicon Valley, Sunny View Retirement Community is heavily invested in tech, using it for everything from live streaming Sunday services from a nearby church to voice first applications like Alexa and programs that enable residents to experience virtual reality. It’s not just giving residents unique immersive experiences, but shared experiences which fosters engagement.
Experience the latest technology for seniors at Sunny View. Call today and make an appointment for a virtual tour. 408-454-5600 or visit
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FREE
Senior Housing Advice
Need help selecting the Senior Community that is best for you? Whether it's an active retirement community or caring support that you need, we can help you choose. Call Alan 650.851.5284/408.737.2049.
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Caddyshack 40th Anniversary |
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The greenskeeper is about to start World War III--against a gopher. Celebrate the 40th Anniversary of Caddyshack! #Caddyshack
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Social Security IS
Still A Very Good Deal!
--Evelyn Preston, The Money Lady
Social Security and I are the same age…both with many changes over the years. Especially with the Pandemic, our finances and future plans may require a general review or complete revamp. Complex and personal retirement decisions, changes to the Social Security system, timing of benefits and Medicare aspects are only some of the issues addressed on its excellent website…www.ssa.gov. Poke around for information and insights.
Q: What’s the current age for full Soc. Sec. benefits?
66--though partial benefits are available at 62 with top amounts at 70. Best to set up a Soc. Sec. acct. 3-4 months before planning to take benefits even if still working www.socialsecurity.gov/myaccount.
Q: What determines individual Soc. Sec. benefits?
Age at retirement, 40 credits of eligible work and lifetime earnings. Eligible family members of a beneficiary may receive 50% amount; a surviving spouse 75-100% of the deceased’s benefits. Partial payouts available if still employed.
Q: Is Medicare enrollment automatic?
Yes, at age 65. Parts A (hospital, skilled nursing some home healthcare) & B (medical insurance—doctors and other providers.) Part B can be declined. The higher your retirement income, the higher your Medicare costs deducted from your monthly Soc. Sec. benefits.
Q: With Soc. Sec. offices currently closed, will someone call me if I’m close to retirement?
NO! NEVER give out personal information to the many scammers hitting on seniors via phone. Neither the IRS nor SSA call individuals—ever. Don’t be polite or engage in conversation. Hang up! You may contact government administrative offices at their official numbers, and online services remain available and effective. e
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Evelyn (Evie) Preston is a financial columnist for The Scoop and has worked as a financial advisor for over 25 years. She can be reached at 650.494.7443. Her book: Memoirs of The Money Lady is available at eviepreston.com.
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Snippits
Sources tell me that the new senior living development in San Jose, CA-- Oakmont Evergreen--has stopped construction due to COVID-19. It was due to open Fall 2020. Completion date probably 2021.
Another big senior living community under construction--Atria Almaden in south San Jose--is still scheduled to open in October. Stay tuned. 669.200.4465 AtriaAlmaden.com.
T his is needed--a new home delivery service from homecare provider Care Indeed. All essentials delivered--groceries, meds pick-up, dry cleaning, mail services. 650.352.4007 intake@careindeed.com.
More than a ride--Avenidas offers "Door to Door" transportation plus grocery shopping/delivery, meds pick-up, library book pick-ups/drops
nd LYFT rides for medical appointments. 650.289.5411 avenidas.org.
FINAL NAIL? Because of COVID-19, print publications--magazines and newspapers--are banned from hospitals, senior centers, libraries, etc. Fear of publications spreading the virus is one reason. But the Internet was the beginning of the end for print. COVID-19 may be the final nail. Which is why we shifted online with The Scoop.
Have relevant news to share? Up to 30 words. It's FREE publicity
reaching over 200,000 boomers and seniors online. Note: We do NOT
accept traditional advertising in The Scoop, only Sponsored Content.
Share The Scoop with your friends and family. Your comments and suggestions are always welcome. Reach me at larry@activeover50.com or call 408.921.5806.
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