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If your debts are making your life tough,

A Cash-Out Refinance loan could change your life overnight!

Click here to learn more.

VA Allows Veterans to Pay Realtor Commissions (for now)!

An FHA appraiser looks at more than a Conventional appraiser!

Seller Concession Reference Cheat Sheet

Exploring Mortgage Rate Buydowns: Temporary vs. Permanent

Since 1940, Every Decade Home Purchases Have Made Money

Click on the image to see just how much money you can make.

Higher Conforming Loan Limites

Makes it easier purchase a home!

The Cost of Waiting for Interest Rates to Change.

Click here or on the image above to play with a calculator

that will help you determine if you should buy now or wait.

Looking to purchase or refinance a property in the State of Georgia?

Now I can give you the same excellent service

that you've come to expect from me!

Relevant Information that REALTORS can share with your clients  

 I ANSWER MY PHONE ON WEEKENDS TOO!

V.I.P. Independent Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502. TX: SML Mortgage Banker Registration. VIP is not acting on behalf of or at the direction of the FHA/HUD orthe Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.