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Title Notes E-News             West Virginia Bankers Title, LLC            September 2018

How Great Managers Can Help Reduce Stress
 
As a great manager, you need to reassure your team members that you are aware of their stress level and share with them on how to reduce stress in the workplace.  Here are simple ways to reduce stress in the workplace that will not only improve their lives but you will create loyal team members who enjoy coming to work each day:
  • Set clear goals for your employees
  • Encourage mindfulness with your team
  • Offer a flexible work environment
  • Encourage employees to move their bodies
  • Workplace recognition
Click  HERE  to learn more.
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Here are additional articles related to the  Workplace you may enjoy: 
A Little Less Regulation From the CFPB, a Little More Action From the States
Why decreases in federal oversight brings more regulations 
by John Vong
 
While a decrease in federal mortgage regulations may, at first, appear to be good news for lenders, it is important to remember Sir Isaac Newton's third law of motion, which says that for every action, there is an equal and opposite reaction. So, if federal mortgage regulations and enforcements decrease, we can expect state mortgage regulations and enforcements to continue to increase, creating new (and more complex) compliance challenges. Click HERE to read more.
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Securitization for Community Banks
Access to capital markets provided for $200 million-$10 billion banks.
by Rob McDonough
 
Community banks face many struggles in today's competitive and highly regulated financial services industry, but many do not realize the hardships that smaller financial institutions in particular face when accessing the capital markets. This can scare off many investors, particularly those that are unfamiliar with the community banking space and its risks and rewards. However, recent developments in the capital markets have provided a new and improved approach to effectively direct investor capital to these institutions. Click HEREto read more. 
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How to Start Team Accountability When You Never Have Before
by David Dye
 
It's never too late to begin practicing team accountability. When you take responsibility, reset expectations, equip your team to practice accountability, and celebrate as you practice new behaviors together, you create a foundation for transformational and breakthrough results.Click HERE to read David's steps for success. 
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Here are additional articles related to  Leadership you may enjoy: 
Simple Productivity Hacks to Immediately Improve Your Effectiveness
by Julie Winkle Giulioni
 
Perhaps you find yourself continually challenged to meet escalating expectations and "do more with less." What's necessary are straightforward, doable strategies that simplify your day and transform potential into productive outputs. Read more. 
 
Can You Be an Independent Thinker and a Team Player?
by Adrian Gostick and Chester Elton
 
"In our research, we looked carefully at teams that produced something original and those that were merely average, where nothing really sparkled. It turned out that the teams with deviants outperformed teams without them. In many cases, deviant thinking is a source of great innovation," reports Richard Hackman, Harvard Professor.  Read more.
Resources to Prevent Your Company From Becoming a Victim  
 

 

**Remember to offer your borrowers Owner's Coverage on their most valuable investment. It's a one time premium with a lifetime of security. In addition, they will receive a reduced premium rate when they obtain it simultaneously with your Lender's Coverage.**

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Bob Drummond
Give us a call and let us know how we can better serve you and your team!
Vice President & Agency Manager
West Virginia Bankers Title, LLC
1547 Tulip Lane
Fairmont, WV 26554
304.333.5162
1.877.439.4910

 
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