November 15, 2023

United Way of Pennsylvania

SAVE Plan Lowers Federal Student Loan Payments

In August of 2023, the Biden Administration announced the Saving on a Valuable Education (SAVE) plan, a new income-driven repayment (IDR) plan that calculates borrowers’ monthly payments on income and family size. SAVE, which replaced the Revised Pay As You Earn (REPAYE) plan, is mindful of households, like ALICE, that are struggling to make ends meet and are burdened by educational loans.

The Department of Education estimates that more than 1 million low-income borrowers will qualify for a $0 payment, allowing households to focus on more pressing expenditures. Many borrowers who earn above 225% of the FPL, and are required to make a monthly payment, will likely save around $1,000 a year on payments in comparison to other IDR plans. In addition to lowered monthly payments, borrowers can expect to see multiple new benefits including the potential to not accrue additional interest on loans. This benefit can be utilized if a borrower’s payment is made but is not enough to cover the accrued monthly interest.

Additional benefits will go into effect in July 2024 and can be read about in depth at the link below. Do you have existing federal loans? Consider applying for SAVE today.

Apply for SAVE
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Celebrating Veterans Day

November 11th is Veteran's Day!

United Way sends a special thank you to all Veterans.

We honor you and thank you for your sacrifices and hard work and service to our country.

PA 211 Veterans Resources

Happy Thanksgiving from UWP

Happy Thanksgiving from our UWP family to yours! We hope you enjoy your holiday season.

To find Thanksgiving meals across Pennsylvania, visit the link below.

(Resources are not guaranteed as many are filled by the month of October.)

Thanksgiving Meals Across PA

Extreme Cold Weather Warming Centers

As November begins, the weather is getting colder! ❄️

We want all Pennsylvanians to be as safe as possible in this weather.

Visit the link below to learn more about extreme cold warming centers across Pennsylvania.

Extreme Cold Warming Centers Across PA

Find Fall Resources Near You

As Fall comes to an end, PA 211 knows the anxiety that utility bills, the beginning of the holiday season, and food resources the winter season brings.

Get help with basic needs, holiday resources, and recreational activities for the whole family this winter season with PA 211!

To find resources in your area, click the link below and enter your zip code. Please contact individual agencies to check on program availability.

Find Resources Near You

Support Your Community

Will you help PA communities improve their financial stability, health, and education? Choose to support your local United Way, efforts to improve life for people who work and struggle to survive (ALICE), or our program to connect people to the help they need (PA 211.) Give, advocate, or volunteer today.

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