An Update from the Danville Borough
Borough Council Meeting, Tuesday, April 14, 2020
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Please call in and register
prior to attending.
Danville Borough Council will hold a virtual/teleconference meeting on Tuesday, April 14
th
at 6:00 pm to conduct regular business.
Meeting ID:563282283
Questions or comments prior to the meeting call 570-275-3091 ext. 0
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T
he Danville
Borough
is
committed
to providing
continued
essential
services
to all
residents
and
community members
.
Our
office is
CLOSED to the public.
For more information regarding changes, updates,
and contact information, please visit:
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Recycling in the Danville Borough
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With the current health emergency the recycling staff will not pick up any items that are in plastic bags. They are currently only touching the bins and will not be sorting or handling any materials within the bins. A tag is left on any mixed recycling or unacceptable items. All items for curbside collection must be properly sorted and in an open top bin or box or paper bag for collection.
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Danville Borough Dumpster Day Canceled
Due to the extension of social distancing by the state government until April 30
th
, we will be cancelling Dumpster Day that was scheduled for April 25
th
. We hope to reschedule sometime in May. If not, we will look into having a Fall Dumpster Day instead.
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In this time of crisis we could all use a little sunshine in our lives - especially those businesses who have been forced to close at the sake of the global pandemic we currently face.
At the Danville Business Alliance, we are working to be able to bring some of the 'light' - both figuratively and literally - back to our local businesses that have been unable to open their doors.
The DBA is working with local entrepreneurs in launching a new initiative that we are calling the "Danville Vitamin D Fund." This fund is meant to bring our community together to support the small businesses that support us, not just during the hard times, but all year round.
Through generous donations from community members, we will be able to help small business owners who are struggling during this uncertain time. The money that is donated to this fund by the community will be equally distributed among active members of the Danville Business Alliance.
Donations of any amount are greatly appreciated. If you are unable to donate at this time, but still want to support this fund, please consider sharing this video to help raise awareness.
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Has your small business been affected by the
Coronavirus shutdown?
Although the stores are closed and downtowns are empty, your customer is still shopping while sitting at home scrolling through social media.
Is your product in front of them? It should be!
WE ARE HERE TO HELP!
We are
hosting a FREE "Going Virtual" Webinar for small businesses in our area
and we invite you to sit in
Saturday, April 11 at noon.
During the FREE Webinar, we will be discussing the
benefit of utilizing social media platforms like Facebook, Instagram, TikTok and more to build brand awareness across all platforms
.
We will also break down the process of getting your business up and running on Google My Business and understanding different features you can use with each platform.
Lock in your reserved seat below
&
Unlock Your Marketing Potential
Become a Key Holder!
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Do you know anyone that needs masks?
All Sports America
(located on Route 11 between Danville & Northumberland) has shifted their manufacturing plant from making sports uniforms to Quad (4) Layer Health Masks to fight the spread of COVID-19.
Follow
this link
to place individual orders or a bulk order for your company.
Quad Layer Contour Health Mask, made in the USA
Quad (4) layer face mask
Soft elastic for ears
Tie backs for a secure fit
Comfortable fit
Outer shell is 100% breathable polyester
Inside is 2 layers of 100% microfiber and 100% cotton terry
Washable & Reusable
100% made in the USA
volume discounts available
Adult and Youth sizes
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An Update Regarding Spring Fling and Taste of the Nations
Our office has received many inquiries about our decision regarding the annual Spring Fling. Many of you are aware that this is the Danville Business Alliance's (DBA) biggest event of the year. Unfortunately, given the current state of the country, along with state-wide restrictions that are subject to change on short notice, we must regretfully POSTPONE our Spring Fling.
The DBA's plan of action moving forward (as of 4/3/2020) is to
POSTPONE the Spring Fling until, Saturday, July 18, 2020 from 9 a.m. until 5 p.m.
Some of you may or may not know, that July 18, 2020 is the weekend of our Danville Heritage Festival. This is another event that is held each year celebrating the history of Danville.
We are COMBINING Spring Fling and Taste of the Nations with the Danville Heritage Festival.
We at the DBA feel this will only enhance each of these events. Nothing is more important than the safety and health of our community, volunteers, and festival attendees.
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If you have been financially impacted, you should contact your bank, lenders, suppliers, and insurance company to determine what steps can be taken to help alleviate the impact. SBA is working to keep the small business community informed regarding the current emergency, with the information below.
The SBA and Treasury Department have launched the new Paycheck Protection Program to help keep employees on payroll and small businesses operating.
These are loans that may be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities (at least 75% of the forgiven amount must have been used for payroll). Small businesses can apply through any existing SBA 7(a) lender or through any participating federally insured depository institutions, federally insured credit unions, and Farm Credit System institutions. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program. Additional information about this program is available at
www.sba.gov/coronavirus
. Lenders could begin processing loan applications as soon as April 3, 2020.
SBA emergency capital programs are available and include:
- Paycheck Protection Program Loans: For small businesses needing funds to pay up to 8 weeks of payroll costs including benefits. May also be used to pay interest on mortgages, rent, and utilities. These are loans that may be fully forgiven.
- Economic Injury Disaster Loans (low-interest, long-term loans up to $2 million): The first payment is deferred for 12 months. The application has been simplified and can be completed 100% online through our web portal https://covid19relief.sba.gov/#/.
- Economic Injury Disaster Loan Advance up to $10,000: The form to apply is part of the Economic Injury Disaster Loan application noted above. If approved, these funds can be used for payroll and other operating expenses and will be forgiven. Businesses that did not originally apply for the advance may apply now.
- SBA Disaster Assistance Customer Service Center: can be reached at 1-800-659-2955 (TTY: 1-800-877-8339) and disastercustomerservice@sba.gov for questions and guidance on the loan application process, including business eligibility.
- SBA Express Bridge Loan: allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can be a term loan or used to bridge the gap while applying for SBA Economic Injury Disaster Loan funding.
- Current SBA 7(a) loans, 504 loans, or Microloans: Payments will be deferred for 6 months by the lender.
- Existing SBA Disaster Loans (from previous Disaster declarations): Payments have been deferred through Dec. 31, 2020. Although no application for this is needed, businesses are required to stop/restart pre-authorized debits for this.
Additional information can be found at
SBA.gov
or by contacting a local lender.
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Don't know where to get started?
The following questions might help point you in the right direction.
Do you need:
- Capital to cover the cost of retaining employees? Then the Paycheck Protection Program might be right for you.
- A quick infusion of a smaller amount of cash to cover you right now? You might want to look into an Emergency Economic Injury Grant. If you have an existing relationship with an SBA Express lender, the Express Bridge Loan might be a good fit to get up to $25K quickly. Look for Express Lenders.
- To ease your fears about keeping up with payments on your current or potential SBA loan? The Small Business Debt Relief Program could help.
- Just some quality, free counseling to help you navigate this uncertain economic time? The resource partners are available for virtual counseling sessions at sba.gov.
Frequently Asked Questions
If I am applying or already received an Economic Injury Disaster Loan (EIDL), is my small business eligible to participate in the Paycheck Protection Program (PPP)?
- Borrowers can apply for BOTH an Economic Injury Disaster Loan and the Paycheck Protection Program loan.
- However, the Paycheck Protection Program loan funds and the Economic Injury Disaster Loan funds cannot be used for the same purpose.
- The Paycheck Protection Program loan must be used for payroll (minimum of 75% of the funds received) for it to be eligible for a forgivable loan and the remaining 25% is used for different purposes (mortgage interest, rent, utilities, other services).
- Borrowers who accept both loan funds should document the uses of the funds appropriately.
- If your Economic Injury Disaster Loan was used for payroll costs, your Paycheck Protection Program loan must be used to refinance your Economic Injury Disaster Loan.
- Any advance up to $10,000 on the Economic Injury Disaster Loan will be deducted from the loan forgiveness amount of the Paycheck Protection Program loan.
- For example, a borrower may obtain a loan from the Paycheck Protection Program and use those funds to pay for 8 weeks of payroll or employee retention. They may wish to then dedicate their entire EIDL funds towards working capital, notes payable and accounts payable that do not duplicate the funds provided through the Paycheck Protection Program. If the EIDL loan was used for payroll expenses, the borrower must refinance the EIDL loan with the PPP loan which carries a lower interest rate as well as a shorter maturity period.
- If you are applying for both, you can accept PPP first – then decide whether to close on your EIDL approved loan.
- The application period for PPP loans runs through June 30, 2020, but the EIDL application period runs through December 2020.
- EIDL Loan advances will start to be distributed this week. $1000 per employee up to $10,000 max
- EIDL Loans - IF YOU DID NOT APPLY THROUGH THE STREAMLINED PROCESS WHICH STARTED LAST WEEK, SBA request that you visit https://covid19relief.sba.gov/#/ and reapply with the secure streamlined process. You will not lose your place in queue with your original EIDL loan application.
- EIDL loans will not require a personal guarantee for loans under $200,000
- EIDL loans will not require real estate collateral for loans under $500,000. SBA will be looking be best available lien priority on all business assets or other business assets.
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*Information is changing rapidly, and we are trying to keep you up to date
as soon as new information is provided*
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SBDC Resources for Small Businesses
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The Small Business Development Center at Bucknell University has compiled a list of resources to aid small businesses in navigating these changing times
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Navigate Financial Assistance Programs with Chamber Webinar
On Tuesday, April 14th from 10-11:30 am, the Chamber will be hosting a free financial assistance webinar which will provide information about the Economic Injury Disaster Loan (EIDL) program, Paycheck Protection Program (PPP), and other assistance programs
that are available to employers. Representatives of the U.S. Small Business Administration and Small Business Development Center will be presenting to answer questions.
Registration for this free event will be limited
, but the webinar will be recorded and available afterward through the Chamber's website.
Meeting information and the event link will be provided
following registration of the event.
Recent webinars from the Pennsylvania Small Business Development Center about the EIDL and PPP programs are available on
YouTube
.
Small businesses needing assistance in applying for EIDL or PPP loans can contact the Small Business Development Center.
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Resources from the Greater Susquehanna Valley Chamber of Commerce
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An Update from Montour County
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The Montour County Courthouse and other county offices are
closed to the public until further notice.
For more information regarding changes, updates, and contact information, please visit:
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Complete the Census!
As our nation and the world deals with the disruption and changes due to COVID-19, the
goal at the US Census Bureau is still to obtain a complete, accurate, and timely count.
Invitations have been mailed to all households that guide individuals to
respond online
or by phone
. These methods are quick, easy, safe, and do not require a census worker to visit the home.
If residents do not respond using technology after several reminders, a paper questionnaire will be mailed to them.
Your influence can help to improve response rates locally and statewide. Under-counting in our area could mean lower funding for the next ten years.
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Applications are now available for each of our annual events.
Follow the links to register today.
Please note the deadlines for applications for each event.
Deadline: May 15, 2020
Deadline: July 15, 2020
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2020
SAVE THE DATE
Ferry Street Growers' Market
Saturdays, 8 a - 12 p
May 9 - November 21
Summer Concert Series
Tuesdays, June - August 2020
34th Annual Spring Fling/3rd Annual Taste of the Nations
July 19, 2020
Danville Hertage Festival
Third Weekend in July 2020
Health Fair & 6.1 K Run
August 22, 2020
41st Annual Fall Arts & Crafts Festival
Saturday, September 5, 2020
Danville Halloween Parade
October 29, 2020
Danville After Dark
October 2020
Holiday Open House
November 21, 2020
Small Business Saturday
Saturday, November 28, 2020
Hometown Holiday Weekend
December 11, 12, & 13, 2020
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Things are changing.
Please let us know about your business adaptations, closures, or event cancellations and we will share your information on our website and social media.
Simply reply to this e-mail and provide details.
We're all in this together. Stay well, Danville.
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Danville Business Alliance | 570.284.4502 | 620 Mill Street, Danville, PA 17821 | www.visitdanvillepa.org
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