CEO Pat Totten Retires
Since June 2010, our dynamic leader Pat Totten has been the President and CEO of our Credit Union. His proven success in the areas of reorganizing and revitalizing business to improve financial performance will be missed by many. Hundreds of past and current firefighters and their families have come to Pat for help in their financial matters.

“During Mr. Totten’s leadership of the Credit Union, he made innovative and substantial contributions to the credit union’s growth and success, for which the Board of Directors will be forever grateful,” says Terry Remland, Board Chairman. “We wish Pat only the best in this next chapter of his life. He will be missed, but his retirement is well earned.”

After 12 years of leadership at MFFCU, Mr. Totten shares his sentiments: “It has been my honor and my pleasure to work with this very special membership group, the dedicated board of directors, and the excellent staff of this fine organization. I look forward to continuing the many friendships I have made and wish the Credit Union continued success in the years to come.”

The entire staff, members and board members wish Pat Totten all the best in his next chapter. We all have been blessed to have experienced his leadership and kindness.

It’s that perfect summer moment, feeling the sun on your face with stunning scenery around you. You can enjoy that feeling all year long with a boat, jet ski, RV, motorcycle or car.

  • Motorcyle Loans - Rates as low as 4.74% APR* (new) to 4.99% APR* (used)
  • RVs, Boats, Jet Ski Loans - Rates as low as 4.99% APR* (new) to 4.99% APR* (used)
  • Auto Loans - Rates as low as 2.24 APR* (new and used)

Don’t delay your summer fun! To apply for your easy and hassle-free financing, click the button below to complete a loan application online or stop by our office to make sure your summer fun starts today!
*Annual Percentage Rate. Subject to credit union lending guidelines. Payment examples based on a 20,000 loan: A 60-month loan at 4.74% APR* would have monthly payments of approximately $375.12. A 180-month loan at 4.99% APR* would have monthly payments of approximately $158.11. As low as rate includes discounts for: deluxe members (.25%), Direct Deposit or automatic payments (.50%) and 10% down payment (.25%).
Retirement Reunion Recap
City of Miami Fire Dept. Retirees

Many great memories were made in Franklin, North Carolina this past June 2 - 4, 2022.
No More Basic Account Fees!
Starting June 1st, the Credit Union will no longer be charging a Basic monthly service fee of $3.00 or $6.00.
Please Use Rear Parking Lot Entrance!
We are noticing that patrons of the credit union who park along 7th street are utilizing the fire garage entrance to pass through to the credit union entrance. We are concerned that someone may be injured by a forklift or a vehicle that may be backing up. We will be posting signage at both entrances to the area.
Holiday Closings
Monday, July 4, 2022

Monday, September 5, 2022
Monday, October 10, 2022

Thank you for your loyalty and continued commitment. 
305.324.4004 • 1.800.426.3324 • Fax 305.324.7585
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