FINANCIAL PLANNING FOR

Growing Families

Starting a family is an exciting adventure. We are here to help you navigate the journey. As your family grows, your financial needs and goals will evolve. Flexibility and planning are essential.

Key Strategies to Consider:

1. Revisit Your Budget: Adjust for new expenses like childcare, education, and healthcare.
2. Update Your Emergency Fund: Ensure you have 3-6 months of living expenses saved.
3. Review Insurance Coverage: Purchase adequate life, health, and disability insurance.
4. Plan for Education: Start saving early for your children's education with plans like a 529.
5. Prioritize Retirement Savings: Continue to invest in your retirement, even as family expenses grow.
6. Involve the Whole Family: Engage your partner and children in financial discussions. This is the best way to model good habits for your children.

Financial planning is an ongoing process. By staying flexible and maintaining open communication, you can confidently manage your family's financial future. And always remember, we are here to help.

MOBILE WALLET

Tap & Pay, Be On Your Way!

With Nordstrom FCU’s Digital Wallet, making secure payments is as easy as a tap of your phone. Ready to get started?

Open Your Wallet App: Launch Apple Wallet, Google Wallet, or Samsung Pay.

Add Your Card: Tap "+" and scan or enter your Nordstrom FCU card details.

Verify & Go: Complete the verification, and you’re all set!

Now you can enjoy fast, secure payments wherever you go. Tap & Pay—it’s that simple!

FETCH

Lower Loan Rates

Save up to 1.00% APR*

on Your Next Auto or Personal Loan

Why pay more when you can drive away with incredible savings? Receive 0.25% rate reduction with each simple step:

• Direct Deposit: Set up direct deposit and enjoy automatic savings.
• Automatic Loan Payment: Choose automatic payments for hassle-free management and added savings.
• Checking Account with Debit Card: Open a checking account with a debit card
• Open a Certificate: Unlock even more savings.

HOLD ONTO SUMMER WITH OUR

Hot Certificate Rates

Three terms to choose from:

4.95% APY** for 6 Months

4.75% APY for 9 Months

4.55% APY for 12 Months

CREDIT UNION

Myths vs. Facts

Myth: Switching to a credit union is a hassle.

Fact: Credit unions handle most of the work for you!

Myth: Credit unions don’t have many branches.

Fact: With CO-OP Shared Branches, you have access to over 5,444 Shared Branches nationwide, plus over 30,000 ATMs.

Myth: Credit unions have outdated technology.

Fact: Most offer modern banking tools like mobile apps and remote deposit.

Credit unions offer better rates, fewer fees, and a community focus.

Upcoming Events

October 14

Indigenous Peoples' Day (Credit Union Closed)

October 15

We will be celebrating International Credit Union Day In our branch. Stop by for the festivities.

November 11

Veterans' Day (Credit Union Closed)

For the latest news from Nordstrom FCU, like and follow us!

*APR = Annual Percentage Rate. 1% = 100 basis points. The maximum total reduction of 1% APR is based on a 0.25% (25 basis points) reduction for each of the following completed actions: (1) Enrollment in a reoccurring direct deposit of at least $150 per month, (2) Enrollment in automatic loan payments, (3) Opening a checking account with a debit card, and (4) Opening a certificate of at least $1,000. Rate subject to change after 30 days if qualifications are not met. This offer cannot be combined with other rate discounts or promotional offers. Membership eligibility requirements apply. All rates are subject to credit approval. Other conditions and restrictions may apply. Promotional pricing ends September 30th. **APY = Annual Percentage Yield. 1.00% = 100 basis poings. Rates effective May 15, 2024. Must establish membership with Nordstrom FCU to open a share certificate. Early withdrawal penalties may apply. Fees may reduce earnings. $1,000 minimum to open. After the initial term of 6, 9, or 12 months, certificates will be renewed at 6, 9, or 12 months with the regular rate in effect at that time. Rates and terms are subject to change without notice. Federally insured by NCUA.