steve header

Greetings!

 

Same Quality Service, New and Exciting Products for your clients.
  
View Current Rates right here! 

As a BMO Bank of Montreal mobile Mortgage Specialist, I offer expert advice anywhere and anytime your clients need it.

Your clients benefit from my:

  • Over 18 Years Experience and expertise - to give customized advice
  • Mobile availability - I can be where you want, when you want
  • Access to BMO's wide range of home financing options - for homebuyers and homeowners
  • Competitive rates - to help homebuyers become homeowners

 

Your clients have unique needs. Let's give them the unique service they need to ensure the best purchase experience possible.

Your offer(s) should cover the basics - name of the product or service, price, terms of payment, time limit, any incentives or guarantees and of course, how to get it. End your promotion with a kick - consider a postscript to reinforce one of the key product or service benefits.

 

Rates for Residential Mortgages

 

TypeTermPosted Rates

(Annual Percentage
Rate)
Fixed Rate6 month (convertible)4.05 % 
Fixed Rate6 month (open)6.30 % 
Fixed Rate1 year (closed)2.64 % 
Fixed Rate1 year (open)6.30 % 
Fixed Rate2 year (closed)3.35 % 
Fixed Rate3 year (closed)3.48 % 
Fixed Rate4 year (closed)3.84 %
Fixed Rate5 year (closed)3.89 %
Fixed Rate5 year Low Rate (closed)

3.79 %

Fixed Rate6 year (closed)4.94 % 
Fixed Rate7 year (closed)4.94 %
Fixed Rate10 year (closed)5.19 %
Fixed Rate18 year (open)8.850 % 
Variable Rate3 year (open)*3.700 % 
Variable Rate5 year (closed)*2.850 % 

* The APR for the 3-year variable rate (open) term is equal to our Prime Rate + 0.70%. The APR for the 5-year variable rate (closed) term is equal to our Prime Rate minus 0.15%. Each APR is for a mortgage of $100,000 with monthly payments and a 25-year amortization. APR assumes no fee(s) apply. If we require you to obtain an appraisal, the appraisal fee would increase your APR. The interest rate for a fixed rate mortgage is calculated half-yearly not in advance. The interest rate for a variable rate mortgage is calculated monthly not in advance. Offers may be changed, withdrawn or extended at any time without notice. Applications are subject to meeting Bank of Montreal's usual credit criteria.


 

** The Annual Percentage Rate (APR) assumes no fee(s) apply. If we require you to obtain an appraisal, the appraisal fee would increase your APR. These special discounted rates are not the posted rates of Bank of Montreal. Mortgage funds must be advanced within 90 days from the date of application. Offers may be changed, withdrawn or extended at any time without notice. Applications are subject to meeting Bank of Montreal's usual credit criteria. Some conditions may apply. These special offers are not available for Homeowner ReadiLine.


 

Sincerely,

 

Steve Dickie

Mobile Mortgage Specialist 

BMO

Cell: 519 732 1074

Fax: 519 756 2895

steve.dickie@bmo.com