SOCIAL SECURITY WEBINAR INVITATION

Attend an informational meeting about Social Security benefit options

and how they may influence your retirement decisions.

Hosted by:

Prudential Retirement Strategies and LPL

Guest Speaker:

Brandon Buckingham

Vice President, Advanced Planning, Retirement and Life Distribution, Prudential Annuities

Are you planning to take early retirement? Or do you want to continue working until, or beyond, full retirement age?

Whatever your plans, this meeting will help you make informed decisions about your Social Security benefit options, and how much money you may need from other sources to supplement your retirement income. Topics include:

§ Maximizing Social Security income for you and your spouse

§ Understanding the impact and potential costs of starting Social Security benefits before your full retirement age

§  Strategies to help reduce taxation of Social Security benefits

Prudential Retirement Strategies is providing this workshop for informational or educational purposes only and does not provide investment advice or recommendations about managing or investing your retirement savings.

Date: Oct 4, 2022

Time: 5:00 – 6:00 p.m. ET

Location: Click here to register.

Space is limited! RSVP today:

Kevin M. McVeigh

kevin.mcveigh@lpl.com

856-528-2103

Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. To the extent you are receiving investment advice from a separately registered independent investment advisor that is not an LPL affiliate, please note LPL makes no representation with respect to such entity. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, the bank/credit union. Securities and insurance offered through LPL or its affiliates are: [Not Insured by FDIC/NCUA or Any Other Government Agency |Not Bank/Credit Union Guaranteed |Not Bank/Credit Union Deposits or Obligations | May Lose Value] Prudential and LPL Financial are separate entities. Tracking #1-05329876

1005540-00009-00 Ed. 2/202

Investors should consider the features of the contract and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained from your financial professional. Please read the prospectus carefully before investing.

Variable annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), Newark, NJ (main office) and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Retirement Strategies is a business of Prudential Financial, Inc.

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. If you would like information about your particular investment needs, please contact a financial professional.

Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges.

We do not provide tax, accounting, or legal advice. Clients should consult their own independent advisors as to any tax, accounting, or legal statements made herein

All references to guarantees, including obligations arising under any annuity contract guarantees, rider guarantees, optional benefits, fixed account crediting rates, index-based interest crediting or annuity payout rates are backed by the claims-paying ability of the issuing insurance company. Those payments and credits and the responsibility to make them are not the obligations of the third party broker/dealer from which this annuity is purchased or any of its affiliates. All guarantees, including optional benefits, do not apply to any underlying investment options.

© 2022 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

[REF# 10144273]

Lets Make Progress

Give me a call to discuss budget, goals, and the progress you have made since our last communication.

856-528-2103

Securities offered through LPL Financial. Member FINRA/SIPC.

The information contained in this e-mail message is being transmitted to and is intended for the use of only the individual(s) to whom it is addressed. If the reader of this message is not the intended recipient, you are hereby advised that any dissemination, distribution or copying of this message is strictly prohibited. If you have received this message in error, please immediately delete."