StrateCision, Inc. April Newsletter
Issue: #  2014-8-2
September 2014 

Important News:  StrateCision now compares Hybrid Policies!

Introducing ComboCompare!
Now you can compare Hybrid Policies 
 In response to overwhelming demand from many customers, StrateCision announces its new ComboCompare program to compare premiums and benefits for Life + LTC Hybrid policies.

ComboCompare is initially a desktop program that installs and runs on MS Windows computers, and which can be run anywhere without an internet connection.  It compares the 4 true hybrid policies on the market, showing policy costs, LTC monthly benefits, and death benefits depending on options chosen.  Soon we will make available an online version of the program, which will run in a browser and can be embedded in agency websites.

Users of our LTC Quote Plus program will recognize the look and operation and will have no learning curve in running quotes and comparisons.  Others will find it intuitive and easy to use.

Hybrid plans are taking an increasing share of the LTC market, because they have benefits not found in conventional LTC policies, Click here for more.

If these plans are among your current offerings to clients or are about to become so, ComboCompare is the tool you need to show your clients how they stack up against each other, just as LTC Quote plus does for conventional LTCI.

You can get ComboCompare now  by completing this order form and sending to us.  You'll have 30 days to try it and return it if it's not for you (unlikely but possible).  Or fill out this response form and we'll send you more info. 

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Short Term Care Insurance


Short term care plans are similar to LTC plans in paying for care required because the policyholder is unable to care for herself.  The primary difference is that STC plans pay for a year or less for care, while LTC plans pay for 2 or more years of care.


As a result, STC plans are less expensive than LTC plans, and typically have less stringent underwriting.  Thus clients who don't want to pay for LTCI or can't qualify may be good candidates for an STC plan.  


Agents who want to be able to offer some coverage to these clients are increasingly adding them to their portfolio of offerings.  STC plans cover home or facility care with a shorter benefit period, typically 3 months to 1 year. The lower cost and easier underwriting let you offer coverage to clients for whom LTCI is not an option.


Our STC Supplement lets you quote and compare these policies.  The Supplement is available to subscribers to LTC Quote Plus, our desktop-based quoting program, and to those using LTC WebQuote, our online web-based quoting tool.  



For details on the STC plans we compare, click  here.  For a sample comparison, click here. The comparison should be very familiar to anyone using our quoting software to compare LTC plans.


For WebQuote Administrators, pricing is shown here.  The price table also includes the cost for the Tablet Enhancement (see below).  


Use LTC WebQuote on an iPad! 


Many agents have online access to StrateCision's LTCI comparison tools through the LTC WebQuote and LTC WebAdvisor programs. General agents and large brokerages offer these programs to their producers on their websites.


StrateCision can now offer these web accounts access by tablets with touch-sensitive screens, such as the iPad, Samsung Android tablets, and Microsoft Surface.  For a small monthly cost, any web account can enable use by tablets, and even large cellphones.  Use 2-finger resizing to expand and shrink the screen as needed, and take advantage of the features of modern day mobile computing devices.


If you administer a StrateCision web account, see the link in the previous section for pricing for the tablet upgrade.  If you are an agent using our web comparisons, contact your account managers and ask for this major enhancement.  


Users of our desktop program,
LTC Quote Plus can also gain access to the tablet version. If you have a current subscription to LTC Quote Plus, you can add the tablet program for as little as $99 a year.  (The program runs in your browser and requires an Internet connection.)
concludeIn Conclusion

StrateCision sends newsletters from time to time to notify interested persons of new products, improvements, and other changes involving our programs and the LTCI industry.  We welcome feedback from you the recipient, regarding the content of these letters and what you would like to see more (or less) of.  Send feedback to  

How to contact us


phone: 781-453-1938