eNews | October 2023

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Strategies for making saving a habit

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While inflation persists and recession rumors continue, it feels as though it’s harder than ever to stretch your dollar and keep your savings goals in sight.


Two significant ways to do this is to spend less and save more. Seems simple, right? However, sometimes the hardest thing about saving money is just getting started.


Whether you’re a millennial building a retirement fund, a family of four living paycheck to paycheck or a 50-something paying off their mortgage, these strategies can help you save.

Federal Shutdown—We'll be here for you


As we finalize this issue, Mid Oregon is closely monitoring negotiations that may lead to a federal government shutdown on October 1.


Your peace of mind and well-being is important to us. As we have in the past, we’ll be ready to assist affected members with financial tools and options to minimize the financial impact. Please watch the midoregon.com website for additional information. 

Member Services and Promotions

START SAVING

Whether you are looking to build your savings, maximize your returns, or want flexibility for unexpected expenses, we have a variety of options for you:


Share Certificates. LIMITED-TIME special rates—check them out.


High Yield Accounts. Earn better returns without tying up your funds. The more you save, the more you earn!


Saver’s Club Certificates. Make a monthly deposit toward your goal, and watch your savings grow.


Keep your deposits local and working in Central Oregon. Visit us online or at one of our convenient branch locations.

REFER TODAY

Tell-A-Friend and earn $10, plus a chance to win a Traeger Ranger Portable Grill

Are you a fan of Mid Oregon and all the great products and services we offer? Then spread the word by referring your family and friends—and also getting a little something in return.


When they open a new checking account, you receive a $10 gift card and will be entered to win a Traeger® Ranger Wood Pellet Portable Grill! Promotion ends October 6.


Visit refer.midoregon.com. 

Calendar of Events

OCTOBER 2022


09 Columbus Day, Indigenous Peoples Day

Federal and state holiday observed. Mid Oregon locations will be closed.


12 Workshop: Social Security and Your Retirement. Presented by Mid Oregon Wealth Management. 6:30-7:30 p.m. East Bend Conference Room. Register today.


19 Workshop: Social Security and Your Retirement. Presented by Mid Oregon Wealth Management. 6:30-7:30 p.m. La Pine Branch. Register today.


19 Workshop: Medicare ABC (and Ds). Presented by Emily Carrick, PacificSource,6:30-7:30 p.m. East Bend Conference Room. Register today.

NOVEMBER 2022


09 Workshop: Estate Planning Essentials

Presented by Jeff Patterson, 6:30-7:30 p.m. East Bend Conference Room. Register today.


11 Veterans Day

Thank you Veterans for your service.


13-12/08 Holiday Dough Fundraiser

Holiday Dough helps families in your area have a happier holiday season. Every penny of Holiday Dough goes right to the food charity in your local area, so your generosity stays close to home. 


23 Thanksgiving Day

Federal holiday observed. Mid Oregon locations will be closed.

Fraud Prevention Tips—these top scams are coming your way

scam /skam/

noun

  1. A dishonest scheme; a fraud

This year’s top scams are bigger and better than ever. Phishing scams hit new heights during the pandemic and show no signs of slowing down.


The FBI’s Internet Crime Complaint Center (IC3) received over 2.1 million complaints from scam victims last year. The most common reports were about imposter scams, but that’s just the tip of the iceberg. The FTC finds that last year, the financial cost of these fraudulent scams was more than $3.3 billion.


Most scams are preventable, and awareness is the first step to stopping them. We have included some of the top scam attacks to look out for.

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Community Corner

DUCK RACE

Duck race raises over $96K for local nonprofits

The 2023 Great Drake Park Duck Race ticket raised over $96K for Central Oregon nonprofits CASA, Education Foundation for Bend-La Pine Schools, Furnish Hope, MountainStar Family Relief Nursery, NeighborImpact, Saving Grace, and Sleep in Heavenly Peace.


On September 10, thousands of the colorful ducks were excited to hit the water and show off their racing skills. Spectators eagerly awaited and cheered at the Galveston Bridge “starting line” as 19,500 plastic ducks splashed into the river, competing to be first to cross the finish line.

 

In the end, one lucky pink duck outpaced the pack for first place, earning the winner the Grand Prize of $5,000 cash! You can see the list of 2023 Great Drake Park Duck winners at theduckrace.com.

THANK YOU!

Another successful Supplies 4 Schools!

With the support of our members, Mid Oregon collected $2,261 and filled numerous bins to overflowing with school supplies during its annual Supplies 4 Schools fundraiser in August.

 

“For over two decades, Mid Oregon has helped Central Oregon K-12 students start the school year off right by providing them with the supplies they need to be successful the moment they walk into their classroom,” says Kyle Frick, VP of Marketing and Community Relations for Mid Oregon Credit Union.

 

Mid Oregon partners with Family Access Network (FAN) to distribute supplies to students in Deschutes, Crook, and Jefferson Counties who lack the necessities to succeed at school. All donations remain in the community in which they were received.

 

Thank you to everyone who supported our local students!

Mid Oregon named Top Workplace 2023

Mid Oregon has once again been named among The Oregonian Top Workplaces! This is the second consecutive year receiving this award.


The Top Workplaces list is based solely on employee feedback from a third-party survey by Energage LLC. The anonymous survey uniquely measures 15 culture drivers that are critical to the success of any organization, including alignment, execution, and connection, just to name a few.


Out of the 131 companies named over two size categories in Oregon and Southwest Washington, Mid Oregon ranked #7 in the category of Midsize Employers. Out of those 54 companies, Mid Oregon was the top-ranking financial institution and among only three headquartered east of the Cascades.


We’ve worked diligently to cultivate a positive culture and career experience for our team, and we are very honored to be among the 131 businesses in the state to receive this recognition. 

About Mid Oregon Credit Union

Mid Oregon Credit Union is a full-service, member-owned financial cooperative headquartered in and serving Central Oregonians since 1957. With over 46,000 members in Deschutes, Jefferson, Crook, Wheeler, Lake, and North Klamath Counties and nearly $680 million in assets, Mid Oregon partners with members to meet their financial needs and to help them achieve their dreams. Mid Oregon was named a Top Workplace in Oregon and Southwest Washington for 2022 and 2023. For more information about our services and branch locations in Bend, La Pine, Madras, Prineville, Redmond, and Sisters, please visit  midoregon.com. 

MID OREGON CREDIT UNION | midoregon.com
541-382-1795 (call or text) | 800-452-3313
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