Financial Wellness - March 2024

At United Way of Tucson and Southern Arizona, we work to ensure that every individual in our community can pursue financial wellness.


What is financial wellness? We think of it as five components - asking five questions:


  • Can a household cover their basic needs?


  • Do they have savings for emergencies, retirement, and education?


  • Can they make informed financial decisions for themselves and their families by using financial skills?


  • Can they pursue wealth-building opportunities such as homeownership, entrepreneurship, or further education?


  • Do they have a voice in civic and community resource decisions, particularly funding and policies?

Our efforts are focused on building up the availability, awareness, accessibility, and quality of financial wellness resources and programs for everyone in our community.

Updates, Opportunities, and Events

Financial Wellness Calendar

Wednesday 3/13, 3-4pm

Eviction Prevention Case Managers Meeting

Online (Zoom)

Any local case management and navigator staff is invited to learn, share resources, and connect! This meeting will focus on intake processes and redirecting strategies for clients in crisis.



Thursday 3/28, 9-10am

Financial Empowerment Collaborative

In-Person (United Way office)

Monthly check-in for any local practitioners working in the financial education or coaching space to share updates and collaboration opportunities. Join us for a light breakfast!



Wednesday 4/3, 1:30-2:30pm

Public Policy Group

Online (Zoom)

Open to anyone interested in checking in on local, state, and federal policy and advocacy opportunities.



Thursday 4/3, 9-11am

Financial Coaching CoP

In-Person (United Way office)

Quarterly check-in for local financial coaches - join to share findings from trainings/events and brush up on best practices.



Thursday 5/16, 1-3pm

Financial Wellness Partnership Quarterly Meeting

In-Person (United Way office)

Save the date for our next quarterly meeting - topic TBD!



To receive calendar invites, meeting notes, or more info about these events, contact fw@unitedwaytucson.org

Partner Highlight: Tucson IDA

Last year, United Way partnered with the Tucson Industrial Development Authority (Tucson IDA) on a project to embed trauma-informed financial education, empowerment, and community building into the AVANZA Empowerment Fund.


The AVANZA Fund is a relationship-based microlending approach created specifically for under-represented small business owners in Tucson, and United Way’s support helped bring a Financial Inclusion Advisor to the project. During the first six months of their project, the AVANZA team offered 100 bilingual financial education courses, 142 one-on-one support sessions, and disbursed more than $1m in small business loans for hard-to-reach populations. 


They have also started working to address language, technological, social, and trust barriers embedded in lending work, and two AVANZA team members recently completed the financial coach training coordinated by United Way and Take Charge America Institute at the University of Arizona.


We look forward to sharing more about Tucson IDA’s work and impact as our collaboration continues! Learn more about Tucson IDA and the AVANZA Empowerment Fund here: https://www.tucsonida.org/small-biz-loan

Project Highlight: Financial Coaching CoP

Last year, United Way of Tucson and Southern Arizona and Take Charge America Institute at the University of Arizona teamed up to offer financial coach training to staff from 10 local nonprofits and financial institutions.


Financial coaching is a participant-centered approach that research suggests can be especially effective in helping people take action on financial goals and improve their financial situations. 


Since then, our 14 graduates have trained an additional 150 individuals from local credit unions, academic departments, and nonprofits in financial coaching strategies, and more than 200 community members have already participated in at least one financial coaching session!


Trained coaches continue to meet quarterly to share updates, challenges, and ideas. If you've completed a financial coach training and would like to take part, you are more than welcome - email us for the calendar invite.


And if you'd like to learn more about being trained as a financial coach and volunteering in the community, let us know. Trainings are ongoing, and the YWCA is currently recruiting for a cohort.


Interested in learning more about financial coaching? Reach out to fw@unitedwaytucson.org

Policy + Advocacy Notes

Community Engagement Survey - Local Budgets: Our Financial Wellness team is currently working with a group of University of Arizona public health graduate students to explore community education and engagement with the city budget process. Take their 5 minute survey to add your voice to the baseline!


Pima County Budget Overview: If you missed the great session about the County budget process led by Pima County Administrator Jan Lesher last week, catch up on slides from the presentation at the link!


City of Tucson Equity Survey: Whether you're concerned about economic well-being, access to resources, or ensuring that every child and senior has the support they need, your input is invaluable. The survey takes about 10-15 minutes. It’s a chance for you to voice what matters most in building a resilient community. 


State Bill Tracking: Our Financial Wellness policy members recommend signing up for listservs with Children’s Action Alliance and Lutheran Social Services to stay in the loop. The Arizona Neighborhood Project is also advocating for this list of housing bills related to promoting affordable homeownership and builds (the starter home bill is going to the Governor's desk for signature soon, so input to her office is encouraged!). Another bill of note highlighted by the AZ Housing Coalition -the "Yes in God's Backyard" bill, to give faith-based organizations zoning flexibility to develop affordable housing.

Financial Wellness February Snapshots

Last month, we hosted Patrick Payne, PhD, from the University of Arizona’s Personal and Family Financial Planning program at our quarterly Financial Wellness Partnership Network Meeting to discuss behavioral economics, choice architecture, and what drives our decision-making (left). Our Financial Wellness staff also joined the League of Women Voters at the 2024 Issues and Eggs event focused on Murdered and Missing Indigenous People, the Community Investment Corporation's Social Innovation Hackathon on Homelessness (center, right), and partners across the community in moving forward on projects related to Opportunity Youth financial coaching, the Southern AZ Economic Inclusion Forum, and faith-based housing advocacy. Onto March!

Resource Corner

Free Tax Prep with VITA - 2024

United Way of Tucson's VITA program provides FREE tax preparation and helps thousands of local households secure their maximum refund while saving hundreds of dollars in preparation fees. Most households earning less than $79,000 per year qualify! Interested in using VITA? Check out our different service options:


  1. In-person services: Walk-in or schedule an appointment, depending on location - UnitedWayTucson.org/VITA (Please visit our website for the most up-to-date information on site hours and operations)
  2. Connect Online with IRS-certified VITA tax preparers: Visit - GetYourRefund.org/uwtsa
  3. FREE Do-It-Yourself Software: On your own, or with help from our volunteers - UnitedWayTucson.org/VITA


Learn more about the program limitations, requirements, sites, hours, and signing up for an appointment by emailing vita@unitedwaytucson.org, calling 520-333-5810, or visiting the VITA webpage:UnitedWayTucson.org/VITA

Crowd-Sourced Resources

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Through our Financial Wellness Partnership meetings and other work in the community, we continually learn about new resources and opportunities. Here are a few resources flagged by our partners over the past month -

For Individuals/Families:


Pima County Public Libraries: Of note - the Library’s Our Space programming is mostly aimed at the unhoused community and currently happens on the 2nd and 4th Thursdays of the month, 11am-12pm, at Main Joel D. Valez library (3rd floor Tortolita Room). They currently offer free meals and programming in this time block and generally draw about 30-50 people (mostly 30-60 yr old men). At our February Eviction Prevention Case Managers meeting, we also heard about other library resources - free health clinics, health supplies distribution (including fentanyl testing strips, COVID tests, Narcan, period products, reading glasses), computer labs, job help, free faxing/printing, etc. To check in or learn more about library resources, you can always email askalibrarian@pima.gov


Parish ID Program: Parish IDs are a form of identification that give a sense of belonging and community to members of our parish communities who lack documents. They are non-governmental documents that enable people who have no other forms of identification to approach the police. The Tucson Police and Pima County Sheriff Departments have stated that they are wiling to recognize the Parish IDs as an acceptable form of identification. Pima County Interfaith partners currently offer a parish ID program through a few partner parishes.


Arizona Rental Assistance Program (ARAP): Arizona Rental Assistance alleviates housing instability for eligible low income seniors and families with children. Eligible households may receive a lump-sum assistance payment equal to three (3) times the household’s monthly rent, not to exceed $10,500. Program benefits may be used to cover rental arrears, future rent, and rent late fees and penalties.

For Programs/Nonprofits:


City of Tucson Accepting Applications for Economic & Workforce Development and Special Events Grants: The City of Tucson has issued a Request for Proposals for the fiscal year 2024-25 Economic and Workforce Development and Special Events Grants. Respondents must be Tucson-serving nonprofit organizations intending to fund workforce development programs, or special events, between July 1, 2024 and June 30, 2025. Contracts awarded by the Mayor & Council for fiscal year 2024 may automatically renew under the same terms for fiscal year 2025. Proposals are due March 8, 2024 at 4:00 p.m.


Trauma-informed Economic Empowerment Project: UA’s Gender Justice Workshop (formerly Domestic Violence Law Clinic) has created a comprehensive website filled with helpful resources and training for advocates, policymakers, providers of financial wellness services, and anyone interested in learning about the role that trauma plays in people’s relationship to money and the ways in which it can undercut the ability to achieve financial wellness. We designed our new website to support our community partners and provide tools that are readily available. These include a free and downloadable training module developed by our clinic covering topics such as Understanding Economic Trauma and Abuse, Financial PTSD and the “Scarcity Mindset,” and much more. 


ADOH At Home (OTC) Rapid Antigen Test Request Form: Organizations can request tests from ADOH for community distribution - use the form at the link. Tests will be distributed as supply allows. Please note that if administering the tests all positive results from rapid antigen tests should be reported to ADHS by one of the methods listed on the Lab Resources Webpage



Directories and Resource Lists

Looking for more? Check out these additional comprehensive resource listings....



  • Community Bulletin Board: Learn about events and services via digital flyers shared with us by community partners - this month's highlights include small business grant and loan opportunities, Spanish-language financial workshops, and more.


  • Financial Wellness Resources for Southern AZ: Find programmatic and 1:1 opportunities for financial coaching/education, tax assistance, workforce development, and more on this list developed by United Way of Tucson and Southern AZ partners.


  • Basecamp - Resources for Eviction Prevention Service Providers: Basecamp is our virtual hub for any community staff member working in the eviction prevention space. Email us if you are a service provider interested in getting access!


If you have a resource or event that you'd like to share with the community, we are happy to help spread the word - email fw@unitedwaytucson.org.

View past newsletters and learn more about our programs here: United Way Financial Wellness


If you have questions or suggestions for future newsletters, please contact Lisa Floran, Senior Director of Financial Wellness Initiatives at United Way of Tucson and Southern Arizona: lfloran@unitedwaytucson.org