Looking (👀) for Excess Wildfire in California?

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Do you place excess wildfire risk for high-value residential (including tenant-occupied and vacation rental) properties in California?

If so, you're going to want to read this email.

Single, Multi-Peril Excess Wildfire From Amwins

Amwins appointed retail partners now have access to two excess wildfire products backed by an AM Best, A-rated carrier. The products include tenant-occupied and vacation rental properties not eligible for primary insurance. The single-peril product is specific to wildfire loss. The multi-peril dwelling product provides fire, including wildfire, and extended coverages consistent with the California FAIR (and similar) plans up to a dwelling replacement cost of $10 million.

Both products have a $3M sublimit or deductible requirement. The products were designed to complement a self-insured or the California FAIR (or a similar) plan.

Scroll down for Appetite Guidelines and FAQ's.

Appetite, Eligibility and Rate

The rating and wildfire risk eligibility on our products are dynamically controlled by the reinsurer. The process works as follows:

Submit a risk by contacting your Amwins Access broker. We'll review the risk to confirm it meets underwriting guidelines.

Next, we model the risk individually and against the portfolio to further determine eligibility and pricing.

Then, we enter the risk into a system that uses sophisticated data mining and technology to evaluate risk concentration and aggregation.

Finally, if the risk qualifies, you will receive a quote that is valid for 5 days.

Interested in learning more?

Click to download the Wildfire Overview.

Frequently Asked Questions

We've combined Frequently Asked Questions about our single-peril (excess wildfire) and multi-peril (excess dwelling) products into one document for easy reading.

To avoid delays, we recommend you review the FAQ's before submitting your first risk.

Ready to review?

Click to download FAQ's.

Before You Go!

In addition to the new excess wildfire products, Amwins Access offers a range of primary wildfire solutions in California. We also provide retail agents with a one-stop solution for admitted and non-admitted Personal Lines products, including primary and excess flood coverage.

Amwins’ excess wildfire products are available in California only and to Amwins appointed retail partners exclusively. For more information, contact your Amwins Access broker or visit Amwins.com to request an appointment.

Bring on the Future.