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Thursday, July 4, 2024

With a mortgage loan from Liberty Bank, you're free to pursue your dreams for homeownership-whether large or small; newly built or aged to perfection; mortgage-free in 30 years or sooner. We can help you determine how much you can afford and customize a financial solution for you.

Browse the lending options and get answers below.

Let us help you determine how much you can afford and customize a financial solution for you.

HOME MORTGAGE LOANS

Conventional Fixed-Rate Loans

Through this traditional method of financing a home, your interest rate remains the same for the term of the mortgage, which keeps your monthly principal and interest payment steady.

HOME MORTGAGE LOANS

Home Equity Loans

These fixed-rate loans allow you to leverage your home's value to access funds for anything from home improvement projects to college education costs.

HOME MORTGAGE LOANS

FHA Fixed-Rate Loan

If you don't have extensive job or credit history, or need a loan that offers favorable conditions for a lower down payment, you may qualify for an FHA loan. It generally comes with lower interest rates than conventional mortgages and in some cases can offer flexibility in obtaining the money you need for closing costs too.

HOME MORTGAGE LOANS

VA Fixed-Rate Loan

U.S. Military personnel may qualify for a Veteran Affairs loan, which is a federally insured option that makes home buying more affordable with little to no down payment, no mortgage insurance to pay, as well as potentially lower interest rates and flexibility in obtaining money for closing costs.

HOME MORTGAGE LOANS

Adjustable Rate Mortgage (ARM)

An adjustable rate mortgage generally features an initial interest rate that may be lower than that of a fixed-rate mortgage, which can result in lower initial payments to help offset the costs of a down payment, closing costs and other expenses. Then, the rate adjusts after a set period up to a certain limit.

HOME MORTGAGE LOANS

Jumbo Loans

To finance a home for more than the amount of conventional conforming limits, our Jumbo Loans can offer a flexible term and options to make the purchase possible.

HOME MORTGAGE LOANS

Construction Loans

Looking to build your dream home. A construction loan is a short-term product (usually 12 months or less) that provides the funds to build a residential property.

HOME MORTGAGE LOANS

Renovation or Repair Loans

With a Renovation loan, you will have funds for a wide range of renovation projects, from repairs and energy updates to landscaping and luxury upgrades. A Renovation loan can make the difference between a house and a dream home, or help restore an older home to its former glory.

HOME MORTGAGE LOANS

Non-QM Loan Programs

A non-qualified mortgage, in short, a non-QM loan, is a loan product that doesn't conform with the lending guidelines set by CFPB. They are exclusively designed for home buyers who can't conform to the stringent requirements for a qualified mortgage.

Getting Started Is Easy

We can help you determine how much you can afford and customize a financial solution for you. Let's get started.