As we prepare to celebrate the High Holidays with family and friends, please stay safe and remember to observe pandemic protocols. All of us at the JRB hope that 5782 brings you health and happiness, peace and prosperity -- all of life's blessings.

This issue of the Pulse continues our series on the JRB's investment options with a look at the Fidelity Freedom^® Funds, our Target Date Fund (TDF) option. The article explains how TDFs work and provides specific information on the structure and performance of the Fidelity Freedom^® Funds. Links to the other articles in this series are available in the "In Case You Missed It" section of the Newsletter (see below).

The JRB Board of Trustees warmly welcomes Dr. Edward Edelstein, CJE, as the Jewish Educators Assembly (JEA) representative to the Board. We look forward to working with Dr. Edelstein to expand retirement benefits to teachers and administrators at religious schools and Hebrew day schools.

As always, please contact us to discuss any aspect of your overall financial security. Send us an email with your question or call 888-JRB-FREE (572-3733).

Wishing You and Your Family a Shana Tova u'Metuka,