A Word from the CEO

This issue of the JRB Financial Pulse marks the third installment of our series on Investment Fundamentals. It takes a look at the Morningstar Style Box ^TM. The nine cells in the Style Box allow investors to analyze stock mutual funds by the key concepts discussed in the previous articles -- market capitalization and investment style. The JRB uses this mutual fund Style Box to categorize the funds we offer. We encourage you to use the Style Box to analyze how well your portfolio is diversified and how well it reflects your comfort with risk.

We also encourage you to review your beneficiaries. Our article, "Why Should You Review Your Beneficiary Designations?" explains why this is a crucial part of your financial planning.

Please don't hesitate to contact the JRB with any questions or comments about these articles, suggestions for other topics or questions about your own financial strategy. We're available at 888-JRB-FREE (572-3733) or staff@jrbcj.org .

L'Shalom,