December 2019
Our monthly newsletter has helpful tips, timely articles, and special offers that’ll keep you informed and up to date on all that’s new for and available to The Infirmary Federal Credit Union members. Call, email or visit a branch and we'll help you with all your family's financial needs.
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The TIFCU Staff, Board and Volunteers wish you and your families a safe and happy holiday season.The Credit Union will be closed on the following days for our staff to celebrate with our families:
* December 24 - Christmas Eve, closing at Noon | December 25 - Christmas, closed all day
* December 31 - New Year's Eve, closing at Noon | January 1 - New Year's Day, closed all day
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Stapleton Named Volunteer of Year
Larry Stapleton, former TIFCU Board member and Volunteer, was named Volunteer of the Year by The League of Southeastern Credit Unions (LSCU) in recognition of his 45 years of service to the Credit Union. He's pictured here (middle) accepting the award from LSCU President & CEO Mike Mercer (left) and Patrick LaPine, President & CEO of A
ffiliated Consolidated Services (ACS)
at the recent LSCU Development Conference in Fairhope. Congratulations, Larry! We wouldn't be the Credit Union we are today without you, your incredible vision and your giving heart. We miss you already!
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Christmas Shopping On A Budget – 9 Easy Tips
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According to
ABC News
consumer counseling agencies see a 25 percent increase in the number of people seeking help in Jan. and Feb., and most of that traffic is propelled to their doors by holiday bills that haunt consumers like the ghost of Christmas past.
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Protect Yourself from Scams this Holiday Season
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TIFCU wants to help you keep your information safe. Here are some tools and tips to help you defend against cyber criminals. Protecting your personal information is a shared responsibility. You do your part when you:
- Make sure it's The Infirmary Federal Credit Union: Fraudsters pose as credible companies "phishing" for your information. TIFCU will never call to ask for your logon information.·
- Report suspicious texts and emails: Using email and text, fraudsters impersonate companies to get consumers to click links and provide personal information. Report suspicious emails or texts to the Credit Union.
- Don't let scams ruin the holidays: Don't fall for holiday scams luring you into making extra money or deals that seem too good to be true.
Security Best Practices:
- Layer your protection: A password is the first line of defense against cyber criminals. We recommend using multi-factor authentication (MFA) for an added layer of protection. So answer those security questions and select ones that aren't easy for fraudsters to guess.
- Equip yourself: Monitor your accounts regularly, respond to fraud alerts and report unauthorized transactions promptly. Use services like our FREE CardValet to turn your card usage one and off and monitor your purchases.
- Never click through any retailer or e-commerce email. Instead, go directly to the retailer’s web site via your browser, by typing in the retailer’s primary domain name. An email may look perfect, but it may be a forgery – and clicking links in that email might send you to a real-looking website that is also fake.
- Be especially skeptical of emails that promise rewards in exchange for taking surveys, recommending items to friends, or giving gifts.
- Be wary of fake charities. Fraudsters are betting on you and your generosity this holiday season. Do your research before deciding to give to a charity.
- Fake purchase order confirmations. These email scams verify a bogus order on the way and a charge against your card. In reality it is a phishing email designed to get you to share your personal information to “dispute” the order or charge. Always visit the merchant’s site directly to verify an order status.
- Emailed discounts and coupons too good to be true. Be careful of offers from stores that seem too good to be true. This is another phishing scam designed to collect your personal login information for retail sites. Fake coupons will direct you to a cloned website page that will capture your login information and redirect you to the legitimate site.
- This holiday season will be another big year for ecommerce spending. Porch pirates will be waiting to scoop them up. Having your items delivered when you are home, or to an alternate address where they can be held for you.
As always, please contact the Credit Union if you have questions or need assistance,
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REMINDER: if you had a Christmas Club Account already, your account balance was put into your Share/ Savings Account on October 2nd. As of 2018, we no longer mail checks. Going forward, the dividend will continue to be paid out the first week of October.
If you don't already have an account, it's never too early to get started on saving - start your 2020 Christmas Club Account today! Start saving now and you won't have to borrow next year! See an MSR to sign up.
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Energy Saver Guide: Tips on Saving Money and Energy at Home
Find simple tips in the Energy Saver guide to save money and energy at home and on the road.
Read more
www.energy.gov
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The 6 best money moves you can make to set you up for...
Taking these six steps will prepare you to achieve your financial goals in 2020, says certified financial planner, wealth manager, and CEO Marguerita Cheng.
Read more
grow.acorns.com
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Mobile Branch
130 Mobile Infirmary Blvd.
Mobile, AL 36607
Drive Up
Monday, Tuesday, Thursday, Friday
7:00 a.m. - 5:00 p.m.
Wednesday
10:00 a.m. - 5:00 p.m.
Lobby
Monday, Tuesday, Thursday, Friday
8:00 a.m. - 5:00 p.m.
Wednesday
10:00 a.m. - 5:00 p.m.
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Fairhope Branch
750 Morphy Avenue (inside Thomas Hospital)
Fairhope, AL 36532
Monday and Friday
8:30 a.m. - 11:00 a.m.
12:00 p.m. - 5:00 p.m.
Wednesday
12:00 p.m. - 5:00 p.m.
Routing/Transit Number:
265176232
Main Telephone Number
251-435-5900
Telephone Access System
251-435-5901
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// CONNECT WITH US // www.theinfirmaryfcu.com
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