May 12, 2023 | Community First Bank

May RACI Notes Advocating Real Estate and Homeownership

Welcome new REALTOR® member Pam Miller with True Realty. | resource center member login | paragon mls login

Hello RACI,


  • Indiana's own Bernice Helman on Drive with NAR
  • Upfront fees based on debt to income ratio rescinded by FHFA
  • Fellow REALTORS® present $6,000 check to One Warrior Foundation

Real Estate Topics

Advocating Real Estate & Advancing Homeownership

Building, expanding, and protecting initiatives that strengthen the ability of Americans to own, buy, and sell real property.

Being a homeowner is a source of pride and worth – both financial and emotional – pride in homeownership and the feeling of security are huge intangible benefits professionals in the real estate industry can provide and protect.

Your Role in Solving the Inventory Crisis: Use Your Voice

Drive With NAR host Marki Lemons Ryhal talks to two REALTORS® on both the residential and commercial sides of the business about the inventory issues in their communities and the action they’re taking to help fix the problem.

Join Marki as she talks to REALTOR® and Indiana's own 2020 IAR President Bernice Helman and commercial REALTOR® Kevin Rocio from the Chicago area.

2023 Legislative Wrap Up

A winning session for housing and homeowners

An email from Maggie McShane, Senior Vice President of Government Affairs with Indiana Association of REALTORS® had us taking "a virtual victory lap on the REALTOR® priorities that crossed the finish line – plans to add inventory, advance homeownership and ensure fair assessments for residential taxpayers."

Make sure to add to your address book for all that's happening at Capitol & Market!


Housing Resources

There is a close relationship between housing supply and revenue stability for local government: Residential assessed value makes up nearly half the statewide property tax base (and growing), and local income tax distributions are determined by place of residence, not employment. Ensuring access to housing options is a key component of local strategies for growth and long-term development.

IAR’s '22 Housing Resource Guide includes resources on promoting housing development and homeownership across Indiana.

FHFA Announces Rescission of Enterprise Upfront Fees Based on Debt-To-Income (DTI) Ratio

Agency to also issue Request for Input on the Enterprise single-family pricing framework

"I appreciate the feedback FHFA has received from the mortgage industry and other market participants about the challenges of implementing the DTI ratio-based fee," said Director Sandra L. Thompson. "To continue this valuable dialogue, FHFA will provide additional transparency on the process for setting the Enterprises' single-family guarantee fees and will request public input on this issue."


Upcoming Events Calendar

Register today or save the date for these upcoming events:

CFB Part 2 - Lunch & Learn Series

May 18: Interest Rate Environment - What is the new normal?

Reserve your spot now—space is limited!

Invitation Only

May 17: RACI RPAC Major Investor Evening

CFB Part 3 - Lunch & Learn Series

May 25: Key to quicker closings

Reserve your spot now—space is limited!

REALTOR® Building in downtown Indianapolis

Jun 2: Riding with the Brand REALTOR® Rally 

Free and fun for the whole family!

French Lick Resort

Jun 5 & 6: Indiana Rural Housing Summit

DEADLINE: May 26, 2023

Kokomo Municipal Stadium

Jul 21: REALTOR® Night at the Jackrabbits 

Affiliate & member REALTOR® Family event

May 18
May 17
May 25
Jun 2
Jun 5 & 6
Jul 21

Jun 3-11 - REALTOR® Volunteer Days

Aug 12 - REALTOR® Safety - Self-Defense course - Wabash

Sep 14 - RPAC Auction - Wabash

Sep 20 - RPAC Auction - Kokomo

Oct 11 - RACI Annual Meeting + Bonus Workshop with Valerie Garcia

Interested in supporting RACI members? Let us know: click here!

2023 Affiliate Portfolio & Sponsor Opportunities out Now!

RACI offers customized event sponsorships that help you meet your business goals.

Community First Bank Mortgage Luncheon 3-Part Series

REALTORS® - Save the dates: May 11, May 18, & May 25

May 18: Interest Rate Environment - What is the new normal?

Reserve your spot now—space is limited!

May 25: Key to quicker closings

Reserve your spot now—space is limited!

May 18
May 25

You are invited to enjoy a FREE lunch from your favorite local lenders from 12:00-1:00 p.m. on May 11th, 18th, and 25th at Community First Bank of Indiana's Downtown Branch located at 201 W. Sycamore St. Kokomo, IN 46901. During each of these luncheons you'll hear from a local expert and be given valuable information to help you step into the prime real estate season confident and equipped to help your buyers find their dream home faster. 

Inaugural Charity Gala raises $6,000 for One Warrior Foundation

Veteran and fellow REALTOR® Jordan Moran joined 2022 President Cindy Heinzman and 2023 President-Elect Jason Carter to present Misty Frost, Executive Director One Warrior Foundation and her husband Nate with a check for $6,000.

Community Outreach & Social Activities committees teamed up to host the inaugural Charity Gala in hopes of strengthening our communities one charity at a time.

Established in 2014 with the belief that the most powerful connection is often between warriors and their community. Linking veteran needs directly with community based resources to fill those needs.

Learn more at One Warrior Foundation

Login here or create your Member account login here


MLS technology fee was invoiced on Monday, May 1, due Thursday, May 25.

REALTORS® Association of Central Indiana Partners - investing in RACI Members!

Click here to learn more or connect with this RACI Affiliate member!

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