Volume 2, Edition 2
Dan's Volunteer Coaching
Dan has enjoyed the privilege of coaching baseball for his daughter Erin’s Caln Senior Challenger Team for the past six seasons, competing with other Chester County teams each spring. The coed players display a wide variety of skills and will play eight to ten games, featuring one or two under the lights on a Friday night. Another highlight of each season is Challenger Day, where dozens of teams gather to play on several fields, all at the same time. The Phillie Phanatic even made an appearance there a few years back.

Caln has two separate divisions for special needs athletes, a Junior Division for 18 and under and a Senior Division for older participants. Most leagues in your area have carved out a division for such inspirational athletes, providing them a venue to put in the effort to achieve success in something that means a lot to them. Seeing and feeling their pride swell every weekend is one of the most gratifying experiences that one can have. 

Even if you do not have the time or inclination to volunteer to coach these young athletes, we encourage you to find time to attend a game or two to cheer them on. They will surely appreciate the accolades, and you may gain a new perspective on your own personal challenges. For more information about similar leagues in your local area, please visit Little League International Challenger.
Cornerstones of Estate Planning
“Planning is bringing the future into the present so that you can do something about it now.” 
-Alan Lakein

Estate Planning manages your financial and personal affairs during your lifetime and distributes your wealth after you are gone. It ensures that your possessions go to the heirs you choose.

These are five common components to a good estate plan:

              Will - The cornerstone of the estate planning process. It will name the executor to oversee the distribution of the estate. It can pinpoint the guardian for minor children, spell out how assets are divided, and go through probate. A will provides control over your legacy, is straightforward to create, and can be changed during your lifetime.
              Power of Attorney - A document authorizing someone to handle legal and financial decisions when you become incapacitated. The person you designate is known as your agent. General powers give the agent authority to conduct any business. Specific or limited power of attorney is for particular transactions. Without a designated power of attorney, a court will select someone to serve.
              Living Will - Provides specific instructions about your medical care if you become incapacitated or terminally ill.
              Health Care Proxy - Identifies a person who will make medical decisions on your behalf if you become incapacitated. Often family members will disagree about what steps should be taken in your care. Therefore, it is essential to have a health care directive in place to carry out your wishes.
              Trust - A legal entity that can own property, avoid probate, and maintain privacy. A trust provides effective management of your assets and distributions to heirs. In special needs cases, it can be particularly important. Government programs such as Supplemental Security Income (SSI) and Medicaid have low-asset thresholds for qualification but require proper planning for asset distribution at death. Special needs trusts provide the structure to fund a child’s care without disqualifying them from government assistance. Using a trust involves a complex set of tax rules and regulations. Working with an attorney who understands these rules and regulations is essential.

Lastly, a careful review of beneficiary designations and the location of essential documents is often overlooked. Estate planning can seem overwhelming, but you do not have to do it alone. Working with qualified professionals can help you navigate the various facets of this challenge. Please do not hesitate to reach out for assistance. 

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss any specific tax issues with a qualified professional.
Buddy Walk (PA)
The Buddy Walk is a one-mile advocacy walk raising awareness for Down Syndrome. Integrity's own, Wes Frazier, has supported the Buddy Walk for several years and is encouraging all to participate. The program's goals are to promote the acceptance and inclusion of people with Down Syndrome, as well as to influence local and national policy. 

The Buddy Walk will be held on Sunday, May 22nd at Core Creek Park in Langhorne, Pennsylvania.

The link below can provide more information on the event and how to join or donate.

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