Important News: More Coverage
The Illinois Department of Health Insurance has ordered major medical health insurance providers to cover the following care beginning January 1, 2024.
Make sure the billing department of your health care provider is aware of the mandates and is following requirements like pre-authorization and coding to get you this coverage.
  • Annual prostate cancer, cervical cancer and ovarian cancer screening for insureds who are 50+, African-American 40+ and/or 40+ with a family history 
  • Coverage of home health services for the duration of medically necessary care.
  • Medically necessary breast reduction surgery.
  • Medically necessary treatment of congenital cleft lip and cleft palate defects for children under the age of 19 (including newborns). Does not include cosmetic surgery. Not applicable to “dental only” policies.
  • Medically necessary menopause hormone therapy to treat menopause induced by a hysterectomy.
Medicare Advantage & ACA News
MARegrets: Advantage Plan Do-Overs to March 31

Did you enroll in a Medicare Advantage (MA) plan during Fall Open Enrollment and are now having second thoughts? CMS, the government agency responsible for Medicare
Services is acknowledging the problem.
Losing Health Insurance? We’ll Help!

Timing is critical! Jerry Pearlstein understands the Affordable Care Act and how it most benefits people in transition. We’re on the referral list of and the recipient of their Circle of Champions Award six years in a row.
We're 2024 Marketplace Champions!
Saving Our Clients $1.25 Million in Premiums This Year!
We've helped more than 100 consumers actively apply for and enroll in Marketplace coverage and have been awarded with the Elite level in the 2024 Marketplace Circle of Champions!
Cobra & Alternatives: Free Zoom Seminar
Join our Zoom seminar “COBRA & Alternatives” every first and third Wednesdays at 10:30am

This program is designed to assist you in understanding your options in the complex landscape of health insurance after separation from your employer. We’ll discuss how the COBRA program works as well as the options available in Private Health Insurance (PHI) so you can make the best decision for you and your family.
To register, contact
Taking Care of Your Sweet Heart
It’s the month of valentines and nobody’s closer to your sweet heart than you. But each year 1.5 million Americans suffer a hear attack or stroke. More than 800,000 of them die.
Now the Department of Health and Human Services and the Centers for Medicare and Medicaid Services are leading Million Hearts, a national initiative to help prevent these deaths. Click below to learn 7 things you can do to be your own sweet heart.
Best Valentine's Day Gift Ever!
Imagine helping a friend get vital medical care. Imagine saving them hundreds, even thousands of dollars!
You can do it just by letting them know about Jerry Pearlstein Insurance free services. Tell them to call us at 847-362-8888 for FREE, NO OBLIGATION. COMPLETELY CONFIDENTIAL advice.

You’ll be their sweetheart forever.
Monthly Joke: Have A Laugh
What Our Clients Say
"Wow! Every time I see, hear, or read another add for Medicare or another health insurance company, I know that I don't have to worry. They listened to my needs and provided excellent advice when I turned 65 several years ago. If you need any kind of health insurance, check them out! If you're overwhelmed by Medicare and related option, DEFINITELY ask them for help!"

"Jerry, thank you for your many years of experience in your field. You have successfully assisted our family when we could not find any other agent capable of handling our insurance needs. We will be recommending your services at the highest regard."