September 2024 eNews

Toro College Scholarship Program
Toys for Tots - Bring your donations to the credit union from 11/1 to 12/13.
Melrose/Hoffman Employee Critical Needs Fund
United Way

NETGIVER

Toro Credit Union is proud to announce our partnership with NetGiver to provide our members and non-profits with the gift of FEE-FREE GIVING. NetGiver is a donation platform that allows credit union members to give to charitable causes with zero fees to organizations or donors. Other payment platforms can charge more than 7.5% of the transaction, so charities do not receive the full amount of the donation.

When you link NetGiver to your Toro Credit Union account, you can give at any time, from any place, to any 501(c)(3) organization. Once it’s set up, you don’t have to know your account or card information – it’s ready to donate when you are.

To make a zero-fee donation to an organization you support, simply download the NetGiver App and follow these simple steps:

Complete the registration process.
Securely connect NetGiver to your Toro Checking Account.
Click the “Give” button to search for your charity.

If you don’t see your charity listed, we encourage you to invite the charity to NetGiver.

Invite Charity to NetGiver

If your AUTO LOAN isn't with us,

you're probably paying too much!

We’re your full-service auto lender. Apply online for a new, used, or refinance auto loan to see how much money we can save you!

Apply Online

*Federally insured by the NCUA. Equal Housing Lender.

All member-owners and NEW members who join before October 17th will be automatically entered to WIN:

1 of 5 - $75 deposits, or
8 Disney World single-day passes valued at over $800!

Invite Co-Workers & Family to JOIN

Did you know that Mobile Wallet payments are protected by multi-factor authentication, tokenization, and encryption, making it almost impossible for fraudsters to intercept funds during a transaction?

Please contact the credit union if you need help setting up your Mobile Wallet.

Mobile Wallet

Apply Online

*Annual Percentage Rate. Equal Housing Lender. Federally Insured by the NCUA. HELOC is only available in MN & WI. Rates are based upon credit score.

Invest in a CD

*Annual Percentage Yield (APY). New or existing money. $500 minimum investment. Rates are subject to change at any time. Penalty for early withdrawal. Federally insured by the NCUA. Equal Housing Lender.

The more you use your Toro Debit Card, the more chances you’ll have to WIN!

Grand Prize: $500 SHAZAM gift card
Eight Monthly Winners: $50 SHAZAM gift card

Contest Details

Shared Branch

With CO-OP Shared Branching, you can access your Toro Credit Union accounts nationwide at affiliated credit union branches in over 5,600 locations FREE of charge.

Deposit cash
Withdraw cash – limits vary by location
Transfer between accounts
Deposit checks
Purchase official checks and money orders

Locating a CO-OP SHARED BRANCH is simple:

Visit Co-opsharedbranch.org
Call 1-888-748-3266
Download the FREE App

CO-OP Shared Branching

Finance your recreational vehicle at Toro Credit Union and SAVE!

Refinance your existing recreational loan
Get pre-approved before you start shopping

Apply Online

*All loan financing is based upon credit qualifications. See credit union for full details. Some restrictions apply. Federally insured by the NCUA.

Discounted Extended Warranty Coverage

A vehicle is a huge investment. With all the computer and electronic parts in today’s vehicles, one mechanical repair can often cost several thousands of dollars. To keep you on the road, we have partnered with Route 66 to offer an extended warranty with benefits you don’t usually get with a warranty from a dealership. Route 66 warranties are often cheaper than dealership offerings, and there is no deductible.

Plus, you can choose any certified mechanic you’d like and aren’t forced to take your car to the dealership whenever it needs repairs. The warranty is also transferable, which makes your car worth more money at resale.

Recognize business and government imposters who want your money

Scammers pretending to be from the government tell convincing stories to steal your money or personal information. But now they’re taking a new, layered approach — and here are some clues to spot it.

The scammers first say they’re with a company and contact you about a routine problem, like suspicious charges on your Amazon account, a virus on your computer, or an account breach.

The story quickly escalates: They lie and say your name is involved in serious crimes and claim the court is about to seize the money in your bank account or retirement savings. (Also a lie.)

Next, they switch from being the bearer of bad news to acting like the hero. How? By (supposedly) connecting you to someone with the government to “help” you fix the problem.

But the person they transfer you to doesn’t work for the government. And they don’t help. They want to trick you into taking cash out of your bank or retirement account and giving it to someone.

Here’s what to know about how scammers try to deceive you:

Read Full FTC Article