IRS Releases 2025 HSA and HDHP Limits

On May 9, 2024, the IRS released Rev. Proc. 2024-25 outlining the 2025 inflation-adjusted contribution and related amount limits imposed by the Affordable Care Act (ACA) for health savings accounts (HSAs) and HSA-compatible high-deductible health plans (HDHP).

Annual HSA contribution maximum

• $4,300 for single coverage (a $150 increase from $4,150 in 2024)
• $8,550 for family coverage (a $250 increase from $8,300 in 2024)

Annual catch-up contribution maximum

The IRS has not yet released the 2025 catch-up contribution limit for savers age 55 and older. It currently remains unchanged at $1,000.

HDHP minimum deductible

• $1,650 for single coverage (a $50 increase from $1,600 in 2024)
• $3,300 for family coverage (a $100 increase from $3,200 in 2024)

Maximum HDHP out-of-pocket

• $8,300 for single coverage (a $250 increase from $8,050 in 2024)
• $16,600 for family coverage (a $500 increase from $16,100 in 2024)

May Is Mental Health Awareness Month 

Mental Health Awareness Month was established in 1949. It serves to increase awareness of the vital role mental health and wellness plays in our overall health and to celebrate recovery from mental illness.

Mental Health and Substance Abuse services are also available by phone or video. QualChoice Telehealth gives you access to in-network healthcare providers 24 hours a day. Use it right when you need it — or schedule an appointment ahead of time.

• Any care that can be delivered this way is covered.
• Any type of connection technology may be used.*

Learn more about QualChoice Telehealth.

*Providers should follow state and federal guidelines regarding performance of telehealth services including permitted modalities.

MediQ65 Medicare Supplement Plans

A MediQ65 Medicare Supplement plan can help pay for things that Medicare doesn’t. Things like copayments, coinsurance and deductibles.

• Multiple plans available
• Available to Arkansas residents age 65 and over, and those qualified for Medicare due to disability
• No medical questions if you sign up during your first enrollment or guaranteed issue period
• Silver&Fit® Exercise & Healthy Aging Program included at no cost
• Discount preventive dental services with most plans
• Discounts from a variety of health services vendors

Holiday Closure

Our offices will be closed on Monday, May 27, in honor of Memorial Day.