August 2014 Newsletter


In This Issue
Community Events
Meet Your Bankers!



 Like us on Facebook

Like us on Facebook!


  Follow us on Twitter

 Follow us on Twitter!  



More Community Events!

Community Calendar  


  • August 13, At Dusk, Central Park, "Cloudy With a Chance of Meatballs2"
  • August 30, 14th Annual Labor Day 30K Run or Bike



Visit Our Website 




Join Our Mailing List 



Milford Branch

130 S. Milford Rd

Milford, MI 48381



Highland Branch

2920 E. Highland Rd

Highland, MI 48356



 Loan Center

522 N. Main St., Ste. 100

Milford, MI 48381




*APY = Annual Percentage Yield. APY is effective August 15-August 29, 2014. $500 minimum to open. Maximum $75,000 CD deposit per household. Early withdrawal penalties may apply. Terms and rates are subject to change at any time without notice.
HVSB and Spring Mills Elementary
Celebrate the "Bank At School Partnership"

Pictured left to right, back row:  Suzanne Rolando, Lilly Garrett, Heaven Phelps, Randy Muffley Principal, Zoe Wright, Awesome the Pig, Alex Merz & Melissa Herron. Front row: Lindsey James, Sydney Caddell, Katie Flowers, Lydia Yousif, Jonathon Greco. Not pictured: Nikki Moore


Huron Valley State Bank celebrates another successful year of the "Bank-At-School" program with the students of Spring Mills Elementary. The end of the school year marks the 3rd year of the partnership between both organizations. The students participating in the program enjoyed a pizza party with guest appearance of "Awesome the Pig."


The Bank-At-School program is a student-run bank, located inside of Spring Mills Elementary in Highland, Michigan. Fifth grade students applied and interviewed for positions of the school bank earlier in the year, and are trained for the position of Branch Manager, Assistant Branch Manager, tellers and marketing reps. The tellers handle real banking transactions from students at the deposit only bank. Assistant Branch Manager, Melissa Herron, oversees operations and Customer Service Representative, Suzanne Rolando coaches the 10 student bankers.


"It has been another wonderful year educating the children on money management and good savings skills," said Shelley Dickerson, Assistant Vice President, Branch Manager. "Our partnership with Spring Mills provides workplace experience for students to learn skills in a variety of areas from leadership, marketing, finance and customer service. This also teaches our youth real-life experience interacting with a bank."


"We are proud to be a part of this program," said Randy Muffley, Principal of Spring Mills Elementary. "Our students are acquiring invaluable business and life skills that can only be learned by hands-on experience."  

Download Your New Branch Office
With Mobile Banking
With Mobile Banking, you can stay connected and in control, anytime, anywhere. With mobile banking you can: 
  • Access your account balance
  • Review recent transactions
  • Obtain images of checks that have been cleared
  • Transfer funds between accounts
  • Pay bills from your checking account 
  • View your eDocuments and/or eStatements
  • Obtain a list of branches and ATM's 

Simply download our free app today by going to and selecting your device or searching "HVSB Mobile" in your iPhone´┐Ż or Android™ store. Then sign in using your Online Banking Identification or User ID, and the same password you use for Online Banking. Customers must have a valid user ID and password for Online Banking to access Banking.  If you do not have your user ID, please call your branch today.  Milford - 248.684.9626 or Highland 248.887.9900.


Mobile Internet data charges may apply. Please contact your mobile service provider for details. Customers must be enrolled in Online Banking to access Mobile Banking. Bill payment is available for checking account customers.

Meet Your Bankers
Nancy Gomez


Nancy Gomez holds the very important position of CSR, Customer Service Representative.  This means she assists our customers daily by opening up accounts, handling transactions and attending the vault.  She is one of the many faces that greets our customers once they walk in the door.  She joined the team in May of 2008 and can be found at the Milford branch.  

"I like the customer service part of my job the most.  I enjoy pleasing customers and fulfilling their financial needs. I also enjoy the different hats that a CSR wears.  We have our hands in different directions, it makes the day go by very fast," said Nancy.


Nancy is a dedicated singer in the St. Mary's of Milford's Church choir for 22 years.  She also loves to listen to music and can be relied on to keep the music playing throughout the bank at all times.  She enjoys reading, riding her bike, walking and traveling.  Last year she went to Italy.  Family is her focal point.  She loves spending time with her children, grandchildren, her mother and of course her husband. 


Upon asking Nancy what is her favorite quote, she quoted Leonardo Davinci's, "It's not that we set our goals too high and we don't reach them, it's that we set our goals to low and we do reach them."  Nancy continued, "I'm very thankful for what I have in my life thus far and I hope to reach some higher goals for my future".

Safety Tips

Beware of Emails Requesting Your Account Numbers or PIN


We never send emails requesting account numbers, PIN numbers, or passwords. We will not ask you to click on a link or visit a site to verify account numbers, PIN numbers or passwords. Do not answer these emails. Please notify us if you receive one of these emails.


Traveling to New York - Must Use PIN Number


Due to increased debit card fraud in the state of New York, it has become necessary to put additional restrictions in place for debit card transactions in New York.  Retail purchases including grocery stores and Target will now require a PIN number to complete the purchase.  If you do not know your PIN, please contact your branch office at 248-684-9626 (Milford) or 248-887-9900 (Highland).  We apologize for this inconvenience and take pride in your security. 

Education Corner
Identity Theft - Could You Be A Victim?
Clues That Someone Has Stolen Your Information
  • You see withdrawals from your bank account that you can't explain.
  • You don't get your bills or other mail.
  • Merchants refuse your checks.
  • Debt collectors call you about debts that aren't yours.
  • You find unfamiliar accounts or charges on your credit report.
  • Medical providers bill you for services you didn't use.
  • Your health plan rejects your legitimate medical claim because the records show you've reached your benefits limit.
  • A health plan won't cover you because your medical records show a condition you don't have.
  • The IRS notifies you that more than one tax return was filed in your name, or that you have income from an employer you don't work for.
  • You get notice that your information was compromised by a data breach at a company where you do business or have an account.
What To Do Next (Click on the links for more information) 
  1. Place an Initial Fraud Alert
  2. Order Your Credit Reports
  3. Create an Identity Theft Report



 Source: The Federal Trade Commission.