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First of all, I'd like to announce that Equity Coalition Inc. is a CA Bureau of Real Estate licensed broker. You can verify our licence here. We have moved our offices from San Rafael back up to Novato CA. If you are in the area feel free to drop by and pay us a visit. 

I'm happy to announce a program hot off the presses that can help you or  your clients refinance their residential 1-4 property nationwide out of private money/to cash out and into a 30 year fixed  subprime stated income program with the following qualifications and terms. 

1) 620 Minimum Fico

2) 30 Year Fixed

3) No Prepay

4) Income property only-no rehabs.

5) Income qualification: Stated Income with a DSCR of 1.2

6) Rates start at 6.5% and cost is 2.5 points

7) 70% LTV


 

Got a deal? Submit it in 5 minutes right now.

SUBMIT A LOAN IN 5 MINUTES HERE
 

1) SECOND loans on Res/Commercial up to 75% CLTV starting at 9% interest.

2) LAND loans up to 60% LTV up to $7 million. 

3) Nationwide Res 1-4 and apartment building loans starting at 6.5%. (70% LTV)

4) GIANT first loans up to $25 Million! (75% LTV starting at 9,9% and 3 points!)  

5) FARMLAND (Nationwide)

6) BUSINESS LOANS: Factoring (receivable Finance) & Equipment too

 

That is the gist of it for this month. Remember if you are a broker or even a borrower that is looking for that needle in the haystack, do yourself a favor and give me a call.  

  

Where do we get our money? We work with trust deed investors, and we are a correspondent with wholesale lenders. 

 

Interested in Deeds of trust as an investor? All you need to know is right here.

  

 Finally, our informational blog  is a great place to learn about self directed iras, market data, and a variety of other real estate educational programs. 

SAVE US BOTH TIME!
5 Minute Loan Aplication 
Give us call at (415) 680-3454 and we will personally discuss your specific loan/investment requirements and give you a quote in 5 minutes! 
Niche Lending Programs

Fix and Flip

New Loan To cost Program means higher LTV. 

  • 9-12% Interest rate
  • 85% of Cost!
  • 6-12 month term
  • 3-6 points 
  • California 
  • Loan Amount up to $1 Million

Seconds

Up to 75% CLTV

  • 9% and up Interest Rate
  • 3-4 points
  • 1st must be current
  • CA  ONLY
  • $100k to $1 million

Equity Lines

Pay Points just Once

  • Up to 80% 
  • 8-12% Interest
  • 6-36 month term
  • 3-5 points
  • Up to $10 million
  • Western USA

Land/Farms

 Up to 70% LTV

  • 6-36 month Term
  • 10.5% Int
  • 5 points
  • $200k to $7 MM

High Balance

 Res & Com

  • Up to 75%
  • 3-4 points
  • 2-5 year terms
  • Up to $20MM
  • Many states, call us

 

 Rentals

No seasoning

  • Up to 70% LTV/LTC
  • 6.25% Int
  • 5 yr fixed 30 years AM 
  • 0 pnts and up 
  • Most States
  • $100k to $25MM
Read our new Real Estate Blog postings to get informed! 
Sincerely,
Russell Roesner
San Rafael, CA 94945
www.equitycoalition.com
rroesner@equitycoalition.com
(415) 680-3454
Broker, CA Dept of Real Estate Lic 01237335