Health care coverage has a significant impact on people's medical and financial situations.

People with coverage are more likely to use preventive services, have better quality healthcare, and use medications to improve their health. This leads to fewer emergency visits and hospitalizations. On the other hand, people without insurance have worse health outcomes than those who are insured. They often can't access healthcare due to high costs, which increases the risk of bad health outcomes.

According to TAI’s 2022 survey, 64% of insured and 86% of uninsured adult Kentuckians avoided, skipped, or stopped medical care or medications due to cost.

Not having insurance or being underinsured can have crippling financial consequences. Two-thirds of bankruptcies in the U.S. are related to medical debt or time off work due to illness. A KFF 2022 survey found that more than 40% of U.S. adults had medical or dental debt.

Health insurance financing reform is needed to ensure that everyone has access to affordable healthcare services, regardless of income, place of employment, gender, race, or other demographic factors. Understanding the impact of health care coverage on people's health is crucial to creating a more equitable and accessible healthcare system for all.

Click here to read more.

Important Reminder

There is just one week left of open enrollment for 2024 coverage through kynect. Open enrollment ends January 16th.

With the above in mind, we are hosting two FREE virtual learning events to improve knowledge about health care coverage - getting it, using it, and what the terminology means.

Join us tonight at 7pm or Saturday at 12pm. These events are free, but registration is required.

Click here to sign up.

Even if you have employer sponsored coverage, Medicare, Medicare Advantage, or a Marketplace plan, odds are good that you’ll learn something useful to your budget, your health, or both!

Last month, TAI Founder and CEO Dr. Susan Bornstein appeared on WAVE Country with Dawne Gee to discuss our efforts to educate Kentuckians about their options regarding health care coverage. Watch the segment below.

Give back to The Asclepius Initiative when you shop at or through the Walmart app.

TAI is now part of Walmart’s Spark Good program. Round up at checkout during every shopping trip. Select TAI as the preferred charity and the change at checkout will be rounded up and donated. 

1. Go to

2. Set Asclepius Initiative Inc. as the preferred charity


3. Round up at checkout

The Asclepius Initiative is also part of Kroger’s Community Rewards program. Select TAI as the charity of choice and a portion of the receipt will be donated to TAI each time the Kroger Plus Card is used. Signing up is quick and only has to be done once.

1. Go to

2. Sign into using current login information or the number on the back of the card


3. Select TAI as the organization: search for us by name or by using our code, DG163

Help us to keep important health care coverage information coming.

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