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CLICK HERE TO VIEW MORE LAKE AREA PROPERTIES FOR SALE!

SEE YOUR PROPERTY HERE!!!

Contact us for more info on how we can get your property SOLD for you!

Call or email for more info!

Direct: 573-280-3054

Office: 573-348-9898

Email us at marylou@maryloustone.com

Latest Lake Real Estate Statistics

Above are statistics from our local MLS. Sales have dropped and days on the market have gone up. We have been in our slow season here at the Lake. We expect sales to pick up as we get close to spring. Properties that are priced correctly are still selling in a timely manner! We expect inventory to rise for the next few months, too.

Latest Missouri Real Estate Statistics

Above are the December 2023 Real Estate Statistics for Missouri. Sales in Missouri are starting to level off and mirror 2022's trends. This isn't a bad thing! It means the market is stable and maybe even a little more predictable. The past 3 years have been quite the whirlwind in real estate.

For a more in-depth look at the past and current Missouri real estate statistics, click below. You'll be able to see detailed reports from 2015 to the present.

Click here for more info on Missouri's past and current Real Estate market!

Client Corner

Congratulations to the Prussmans on the purchase of their home at the Lake! Thank you for trusting in our team throughout the home buying process. Wishing you many fantastic new memories!

Do you have a positive experience working with us? If so, please consider leaving us a review on our Google page (click the button below). We would really appreciate your feedback!

Why Buy a Home in 2024?

Provided By: Bill Beezley-Prime Lending

Loan Originator- NMLS# 978826 (573) 434-3258

February 6th, 2024

Imagine the day when you can call the shots in your own home, sleep peacefully without the sound of slamming doors, say goodbye to bad parking, and install those granite counter tops you’ve been dreaming of. When it’s your house, it’s your rules! Did you know, you could accomplish all of these things while actually building equity in a home with each monthly payment?



Owning a home isn’t just something to dream about anymore, it can be a reality—your reality. From loan options with flexible credit requirements and options for nearly any budget to various loan options that offer no-to-low down payment requirements and beyond, you can reach your homebuying goals and I’m here to help you every step of the way.

BENEFITS OF BUYING A HOME

Making the move from renter to buyer comes with a few perks.

• Build your own equity when you make mortgage payments each month.
• Fixed-rate mortgage payments are stable where rent payments can fluctuate at the end of each lease.
• You have more square footage in a house, plus a backyard and garage.
• You can add your personal style through paint, wallpaper, appliances, etc. to create and enjoy your dream home for years to come.
• When you own a home, you feel more invested and involved in your community and neighborhood.
• Mortgage payments are potentially lower than rent payments, leaving you more money to spend on the things that matter to you.
• Mortgage interest is tax deductible1 meaning a possible increase in savings.

GETTING QUALIFIED

If you’re thinking of buying a home, it’s only natural to want to go online and start looking up houses that are for sale—but that’s not always the best place to start. If you get your heart set on a certain home, imagine how disappointing it could be to find out that it’s not in your budget. Use my free home affordability calculator to get an idea of how much home you may be able to afford.

The first step for any home purchase should be starting with a loan qualification. All that means is you meet with a lender and provide information on your credit, income, assets and debts, and in return, you’ll get an estimate of the size of a loan you can afford. That way, you’ll save time by focusing solely on houses that are in your price range. This loan application checklist is a great jumping off point to start gathering information for your loan application, but remember, you can reach out to me any time with your mortgage questions.

DOWN PAYMENT ASSISTANCE

Coming up with the cash for a down payment on a house may seem challenging, or even impossible, to some first-time homebuyers, but it doesn’t have to be. There are a number of programs that can help make homeownership more affordable, many with low- and no-down payment options; and some connected to popular government-backed loans. Buying a home may be more affordable than you think, let’s connect to talk about your down payment assistance options.

POPULAR LOAN OPTIONS FOR FIRST-TIME HOMEBUYERS

If you’re putting off purchasing your first home because you’re not sure where to start, getting familiar with how a mortgage works can be a good step. Check out some of the most popular loan options for first-time homebuyers here:

• FHA– An FHA (Federal Housing Administration) home loan is backed by the government and offers lower down payment options, flexible income and credit requirements and low closing costs to help first-time homebuyers, seniors and others with financial limitations.
• USDA– A USDA Rural Development Guaranteed Housing Loan Program loan is guaranteed by the U.S. Department of Agriculture and offers financial assistance to people wanting a home away from the city. A USDA loan offers no down payment, low interest rates, low PMI payment and flexible credit qualifications.
• VA – If you’re a qualified veteran or family member, VA loans offer benefits such as no down payment4, no private mortgage insurance (PMI), possible VA assistance, higher loan value and much more, as VA loans are backs by the U.S. Department of Veterans Affairs.

5 Tips for Fall Home Maintenance: Keeping Your Nest Cozy and Safe

Provided By: HomeKeepr.com

January 18th, 2024

Welcome, design enthusiasts! Today, we’re taking a leap into the future and exploring the exciting interior design trends that we predict for 2024. As the new year approaches, it’s always fascinating to anticipate the fresh ideas, styles, and concepts that will shape our homes and workspaces. So, let’s dive in and explore!

1. Nature-inspired Designs:

Bringing the outdoors inside is a trend that has been gaining momentum in recent years. For 2024, we predict that nature-inspired designs will take center stage. Imagine lush greenery, natural materials, and organic shapes seamlessly integrated into our living spaces. Biophilic design principles will take us on a journey to create harmonious environments that connect us with nature and improve our well-being.

2. Sustainable and Eco-friendly Solutions:

As awareness about climate change and sustainability continues to grow, so does the emphasis on eco-friendly interior design. In 2024, we foresee a surge in demand for sustainable materials, energy-efficient appliances, and socially responsible manufacturing processes. From recycled furniture to energy-saving lighting, their designs will aim to minimize environmental impact without compromising style.

3. Tech-Integrated Spaces:

The future is undeniably intertwined with technology, and interior design is no exception. We predict that in 2024, smart homes and tech-integrated spaces will become increasingly popular. Imagine voice-activated lighting, smart appliances, and automated window treatments that adapt to our every need. We will seamlessly blend technology with aesthetics, creating homes and workspaces that are not only stylish but also intuitive and user-friendly.

4. Bold Colors and Patterns:

2024 will witness a revival of bold colors and patterns in interior design. We suggest that vibrant hues, such as electric blue, vibrant yellow, and energetic red, will dominate our living spaces, adding personality and a playful touch. Patterns, from geometric shapes to abstract prints, will make a strong statement, creating visual interest and breaking away from traditional design norms.

5. Multifunctional Spaces:

With changing times and evolving needs, the concept of multifunctional spaces will gain significant popularity in 2024.We predict that flexible furniture, modular designs, and adaptable layouts will become essential elements in modern interiors. The ability to transform a living room into a home office or a bedroom into a workout area will be key in creating versatile and efficient spaces that cater to our ever-changing lifestyles.

As we bid farewell to 2023 and embrace the new year, interior design trends for 2024 promise an exciting and inspiring future. From nature-inspired designs to sustainable solutions, tech-integrated spaces, bold colors and patterns, and multifunctional spaces, there’s something for everyone. Whether you’re planning a home renovation or simply seeking inspiration, take an innovative approach to interior design and step into the future with style!

Upcoming Lake Events

On-Goings at the Enclaves

Have you heard about the newest edition to the Grandview Community in Lake Ozark?!?

THE ENCLAVES are an addition to the Grandview Community; a fabulous, upscale development on Horseshoe Bend off of Carol Road. They are a wonderful alternative to condominium living at the Lake, with no one above or below. There are 14 planned villas, 5 which are complete and have sold and 4 which are complete and available for purchase.

Every villa has a fantastic view of the Lake and a wonderful floor plan. Each villa has 4 bedrooms, 3 or 4 bathrooms and features main level living, fireplaces, lakeside covered decks, 2 car garages and have many options and upgrades available. Boat slips in the community docks available, too!

Ready for you to choose the finishing touches! Samples now available at our office or we can send pictures via email!

The Grandview Community is comprised of homes villas and waterfront villas. Grandview is conveniently located in Lake Ozark, just minutes from restaurants, shopping, grocery stores, churches, golf courses, the water and more! Grandview amenities include community pool & clubhouse, private golf cart path to community docks, playground & basketball court, sidewalks and more! 90% of residents are year-round and enjoy holding monthly dinners and club house get-togethers, truly harboring a sense of community.

Click HERE to Take a Virtual Tour Inside The Newest Villas and Enclaves Building Site!

For more info or to request your FREE brochure (available digitally, too!) click the link HERE to send us a quick email or give us a call at the number below.

Call us to be the next resident at the Enclaves at Grandview!

573-280-3054