January 2021 — Issue #40
A Word from the CEO

Building an investment portfolio can be confounding. You can look at our model portfolios to determine how much to invest in each of the major asset classes, but how should you allocate your investments within each of the asset classes?

Our New Series on the JRB's investment options gives you the information to answer this question. The Series begins with a review of the five large-cap funds we offer. We describe the investment goal and strategy of each fund (active or passive management, value or growth orientation). We also show a variety of Morningstar(R) ratings so you can compare the JRB's funds to their peers in terms of returns, expenses and risk. Each description also provides the total returns for 1-, 3-, 5- and 10-years and links to a Fact Sheet and the Prospectus for each fund.

Reading this article is sure to improve your understanding of the JRB's large-cap investment options, but please call us at 888-JRB-FREE (572-3733) to discuss how to apply this information to your portfolio.

Also included in this issue is our annual Investment Outlook. We've summarized the thinking of analysts at four of the investment houses whose funds we offer — Fidelity, Goldman Sachs, T. Rowe Price and Vanguard. Consensus among these projections is for economic recovery in 2021 with lower rates of return for both stocks and bonds.

Finally, join me in welcoming Rabbi Andrea Merow to the Board of Trustees. In addition, the Board elected a new Executive Committee for 2021. See below for more details.

Please contact us to discuss any aspect of your financial and retirement plan. We are just an email or phone call 888-JRB-FREE (572-3733) away.

Exploring the JRB
Large-Cap Funds
Compare the investment goal, strategy, management style, returns, expenses and risk of the JRB's large-cap fund offerings.
2021 Investment Outlook
What do analysts at Fidelity, Goldman Sachs, T. Rowe Price and Vanguard have to say about the global economy and how stocks and bonds will perform in 2021?
Board Elects New Executive Committee;
Welcomes Rabbi Merow
The JRB Board of Trustees installed a new Executive Committee and welcomed Rabbi Andrea Merow as a new Rabbinical Assembly representative to the Board.

The new Executive Committee consists of:

Mazal Tov!
May you go from strength to strength
Make an appointment to speak with Mitch to discuss how to achieve your financial and retirement goals.
In Case You Missed It. . .
From the JRB Learning Center

This information is for general purposes only and does not constitute legal, tax, or investment advice.