Exciting New Chapter for ESMBA:

A Message from Your New President

Dear Esteemed Members of the ESMBA,


I am thrilled to announce that I have assumed the role of President of the Empire State Mortgage Bankers Association (ESMBA). It is an incredible honor to lead such a distinguished group of professionals who are dedicated to elevating the standards and expertise within our industry.


As we embark on this new chapter together, I want to assure you that my focus will be on continuing the strong legacy of industry advocacy, education, and collaboration that the ESMBA is known for. Our mission remains clear: to be a pillar of innovation, ethical vigilance, and business integrity in New York’s mortgage banking industry.


I would like to take a moment to extend my deepest gratitude to Fabian Roman, our immediate past president, for his exceptional leadership and dedication to the ESMBA. Fabian is the Vice President of Secondary and Capital Markets with Cliffco Mortgage Bankers, and during his tenure, as President with the ESMB, he brought a can-do approach and a tremendous passion for our industry. His vision and tireless efforts over the past years have significantly enhanced the ESMBA and positioned us for continued success. It is with great respect and admiration that I follow in his footsteps, and I am excited to build upon the solid foundation he has laid.


As part of my role, you can expect to receive a monthly President’s Message. This communication will serve as a regular touchpoint where I’ll share industry updates, hot topics, and important developments that impact our work. It’s my goal to keep you informed, engaged, and prepared for the challenges and opportunities ahead.


I look forward to working closely with all of you as we continue to drive our industry forward. Your insights and active participation are essential to the ESMBA’s success, and I am eager to see the remarkable achievements we will accomplish together. I look forward to seeing you all at our September 24th Education & Legislative Breakfast Meeting


Thank you for your continued dedication and support. Stay tuned for the next monthly message, which will be coming to you soon.



Best regards,



Erica Wetherall


Erica Wetherall

President, Empire State Mortgage Bankers Association

Empire State Mortgage Bankers Association | www.ESMBA.org

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