"Financial capability is a key part of ensuring that American households can build financial security, take advantage of opportunities to reach their goals, and benefit from a stronger and more equitable economy."

~ MyMoney.gov

April is Financial Capabilities Month

In addition to recognizing Fair Housing Awareness Month, April is also a time to focus on empowering individuals with knowledge and skills to help make sound financial decisions. Financial capability refers to one's ability to understand and apply various financial skills, including budgeting, saving, investing, borrowing, and managing debt. Combined, these skills enable individuals to make informed and impactful choices with their financial resources. Here are three sources to get you started:


US Office of Financial Readiness: Financial Literacy Resources

Consumer Financial Protection Bureau: Your Money Your Goals Toolkit

FTC Consumer Advice: How to Spot and Avoid Scams

Did you know...


While payment history accounts for 35% of your FICO credit score, 30% is calculated based on the total amount you owe in relation to your overall credit limit. You can learn more about the factors that impact your credit score in this seven-minute video from the Federal Reserve Bank of St. Louis:

The How and Why of FICO Credit Scores

Saturday, April 27:

Bike Donation Drive Benefitting N2N Residents!


Quick Q & A

N2N Director of Financial Programs Janese Lesoing

How does the Financial Capabilities program align with N2N’s mission? 

Neighbor to Neighbor believes individuals and families are more likely to achieve and maintain stable housing when they have access to resources that support long-term financial success. This is why we are invested in offering financial education, counseling, and homeowner services, to ensure everyone can work towards their financial goals - starting with where they are today.


How can N2N’s financial counseling services help individuals plan for their financial future? 

N2N’s free financial counseling services are personalized to meet the needs of each individual. This could include preparing a budget and clear action steps to achieve one's goals, to providing professional referrals for more specialized services. 


Are these programs available to everyone?

Yes, our financial capability services are available to everyone, and our goal is to meet people where they are. Our one-on-one sessions are designed to support each individual or household - to help them identify and work towards any financial goals they may have.


In honor of April as Financial Capabilities Month, what is one action someone could take today to begin planning for tomorrow?

You can schedule a free one-on-one counseling session to discuss your financial goals and develop actionable steps you can take to help you achieve them. First step - email Chantel Gallegos at cgallegos@n2n.org to arrange an appointment.

Did you know...


You can now get your free annual credit report in Spanish. Individuals can receive a free annual credit report from each of the major credit bureaus (Experian, Equifax and Transunion) by visiting annualcreditreport.com, and they are now offered in Spanish. Checking credit reports regularly is a great way to stay on top of obligations and keep an eye out for errors and potential fraud. 


(Spanish Translation)

¿Sabías que ahora puedes obtener tu reporte de credito anual gratuito en español? Las personas pueden recibir un informe reporte de credito anual gratuito de cada una de las principales agencias de crédito (Experian, Equifax y Transunion) visitando annualcreditreport.com y ahora se ofrecen en español. Revisando su reporte de crédito con regularidad es una excelente manera de estar al tanto de sus obligaciones y estar atento a errores y posibles fraudes.

Free Annual Credit Report

Lend Your Voice for Equitable Housing Opportunities

OneVoice for Housing (OVFH) is a network of organizations and leaders supporting equitable housing policies and options for all ages and stages of life. As a founding member organization, we share the belief that HOME is KEY to an economically vibrant and inclusive community with thriving neighborhoods and residents.


It is important to amplify the voices of those who are not always heard. That is why OVFH welcomes all who wish to speak in favor of expanding access to housing opportunities in Fort Collins! We invite you to join us as we organize, educate, and advocate. Expertise on the subject is not required, just passion. And there are no minimum participation expectations.


The attached flyer contains more information about OVFH. If you become an OFVH member, you'll receive updates on upcoming opportunities to support and engage in this important work.



Ready to Add Your Voice?

Be Active - Become a Member of OneVoice for Housing
Stay Informed - Join OVFH Email List
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