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Financial Wellness Partnership Update
December 2022
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In this month’s newsletter, see what we have planned for our next Network Meeting, catch up on work from our Financial Empowerment Collaborative and Eviction Prevention Case Management groups, and more. | |
United Way of Tucson and Southern Arizona's Financial Wellness Partnership envisions a community where every person and family is financially well - asking five questions: | |
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Can a household cover their basic needs?
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Do they have savings for emergencies, retirement, and education?
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Can they make informed financial decisions for themselves and their families by using financial skills?
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Can they pursue wealth-building opportunities such as homeownership, entrepreneurship, or further education?
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Do they have a voice in civic and community resource decisions, particularly funding and policies?
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For all of these areas, financial wellness requires equitable access, awareness, and the capability to use resources related to income, employment, housing, benefits, budgeting, credit, and more. | |
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Join us for our final network meeting of the year!
Thursday, December 8th, 3-4:30pm
We hope this session can offer good insights about large-scale efforts related to financial wellness and how you and other community members can get involved. In addition to our usual focus team updates, the agenda will include…
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Staff from City of Tucson Housing and Community Development will offer updates about the Housing Affordability Strategy for Tucson (HAST) plan that launched last year. HCD staff plan to especially focus on its affordable housing development and Source of Income aspects – how they are being implemented, how they might impact your day-to-day work, and where community support can be most effective.
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We will also hear from Pima County Community and Workforce Development staff about new regional prosperity policy efforts. A working group of City of Tucson and Pima County staff are currently collaborating with a research team to review policies with the potential to reduce poverty, with a goal of developing concrete recommendations for City, County, and other local governments. At our meeting, Pima County staff will give us an overview of the project, and we hope to have a conversation about how we can best solicit and provide input – from our own teams and from community members – to support the effort.
This will be a hybrid meeting, with the option to log in via Zoom or attend in-person at the United Way office (330 Commerce Park Loop #200). If you join in-person, you are welcome to stick around after the meeting for conversation, cookies, and holiday treats! To receive the meeting invite, email Lisa: lfloran@unitedwaytucson.org
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Financial Empowerment Collaborative | |
At their recent meeting, the Financial Empowerment Collaborative (FEC) discussed how engaging local employers relates to their overall goals as a group. They recognize that financial empowerment programs hold the potential to help with employee retention and satisfaction, and that employed individuals are often well-positioned to think about financial skills and asset building. The group voted to pursue two projects: 1) Developing a package/workshop session to offer to employers about FEC programs; and 2) Developing a stronger set of shared goals outcomes for measuring FEC success. In the coming year, the group will continue working on a shared pitch and pilot for working with employers on financial empowerment topics and how to measure success among 16 organizations working toward a shared goal. For the monthly program highlight, the group heard from local JPMorgan Chase staff about opportunities for collaboration. Tucson was selected as a market for JPMorgan Chase’s new Racial Equity Commitment, and as part of that work, Chase has launched new educational initiatives and workshops (investing, 401ks, small business support) and partnerships. | |
The Financial Empowerment Collaborative will next meet on Thursday 1/26 from 1-2:30pm to discuss updates about community presentation opportunities, co-chair elections, next steps for their two projects, and more. Contact Elizabeth Miller (emiller@unitedwaytucson.org) if you are interested in learning more! | |
Eviction Prevention Case Management Group | |
Our Eviction Prevention Case Management group officially launched last month! 16 people from nine different organizations joined, all with connections to housing and eviction prevention. Staff roles ranged from working to build up stability to reduce any likelihood of eviction (financial education programs, career training support) to fielding calls from people in housing crisis to connecting individuals to homelessness prevention or intervention funds. After reviewing a few potential ideas, the group voted and found most consensus around 1) strengthening relationships, and 2) sharing resources (through presentations, shared materials, and guest speakers). The group is also interested in sharing more about housing and housing assistance processes, which we hope to discuss at our January meeting. | |
The Eviction Prevention Case Management Group will meet next on Wednesday 1/11 at 3pm (virtually). If you or someone on your team (particularly a case manager/resource specialist/navigator/etc.) is interested in joining, please contact Lisa (lfloran@unitedwaytucson.org) for the calendar invite. | |
Project and Program Highlights | |
Family Eviction Prevention Efforts | |
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We can’t expect children to succeed in school when they don’t have a safe, stable place to call home. According to data from ApartmentList, Tucson rents have increased 41% since March 2020, and more local families are facing evictions, disruptive moves, or the prospect of doubling up with friends and family. Last year, United Way’s family eviction prevention efforts reached 101 families, helping 83% increase their income and nearly all families successfully stabilize their housing. Four organizations currently work with United Way on these efforts - Family Housing Resources, Our Family Services, Primavera Foundation, and YWCA of Southern Arizona.
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"I am a single mother and the only provider in my home. The YWCA is helping me in many ways with GED classes and empowering courses. They helped me to believe in myself and provided me economic support to pay for my CNA classes and my electricity bill. I am about to finish my CNA course and soon, I will be finishing my GED course too. Without their emotional and economic support, I could not be where I am right now."
- Family Eviction Prevention participant, YWCA of Southern Arizona
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VITA News & Training Updates | |
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With the end of the year quickly approaching, VITA training is right around the corner! Our last VITA volunteer orientation is December 6. No fear if you can't make it, we would be happy to have you join our team of volunteers. If you would like to learn more about volunteering, fill out the Interest Form or visit our newly redesigned VITA Volunteer webpage for more information.
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Financial Wellness Resources for Southern Arizona | |
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United Way Tucson Financial Wellness Resource List: Find programmatic and 1:1 opportunities for financial coaching/education, tax assistance, workforce development, and more on this list developed by United Way of Tucson and Southern AZ partners. If you are involved with a program, service, or other resource supporting financial wellness in Southern Arizona, we would love to add you to the list. If you are already on our list, we would love for you to review your entry and make sure it is up to date as we enter the new year. Want to add or update your program's entry? Use this form.
Youth on the Rise Re-Engagement App: A new resource guide to help youth 16-24 navigate services, resources, and systems in Pima County
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Recognizing the realities of healthcare cost on retirement planning - Fed Communities, November 14, 2022
Essential Questions for Addressing Racial Bias
in Asset-Building Philanthropy - Asset Funders Network, November 2022
Emergency Rental Assistance: A Blueprint for a Permanent Program - National Low-Income Housing Coalition, November 2022
Race & Equity in America: Annual Attitudinal Research - PolicyLink, November 2022
Successful Retirement Requires More Than Financial Planning - AARP, November 2022
9 Charts that Explain Wealth Inequality in the United States - Aspen Institute, October 2022
The Impact of COVID-19 on Financial Capability Services: Equity, Accessibility and the Future of
Service Delivery - Asset Funders Network, October 2022
Workplace Wellness Survey finds 80% of employees have debt - AZ Big Media, October 2022
Financial Literacy 2022 Legislation - National Conference of State Legislatures, September 2022
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Reimagning Boards: The Center for Healthy Nonprofits invites nonprofit board members and CEOs to a day of learning and inspiration at our Reimagining Nonprofit Boards Conference on January 8, 2023. Featuring insights from leading nonprofit experts, including Vu Le, Joan Garry, Domonic Rollins, and Susan Decker, this conference will present nonprofit leaders with a variety of diverse perspectives and provide concrete tactics to help them build and manage boards that are nimble, resilient, and effective.
Funding Opportunity - P-CHIP: The City of Tucson Housing and Community Development Department is accepting proposals from eligible organizations with capacity to advance P-CHIP goals. Opportunities include ESG, CDBG, General Fund, and HOME/SLFRF funds. Two pre-proposal conferences will be held on 12/9 and 12/12; applications due 1/10/23.
BIPOC Info Session & Storytelling Workshop:
If you are a BIPOC Entrepreneur, join CIC Tucson and Storytelling coach Anna Darian, Friday, 12/9 at 9am for a workshop that will focus on the logistics of the BIPOC Community Managed Loan Fund and the basics of storytelling and how entrepreneurs can cultivate stories that communicate the guiding values of their brand.
The goal is for you to leave this workshop with prompts to help you continue to develop your story and tips on how to incorporate these skills into business pitches and the BIPOC Community Managed Loan Fund application. This workshop is limited, please RSVP ASAP.
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Additional Information
What Tenants Need to Know During COVID-19 – Robust list including rental assistance, eviction protection/moratorium, and legal assistance resources compiled by Pima County.
How Can Rent Reporting Benefit Your Credit? - Rent reporting can help renters build credit without having to take on any debt. Learn more at the link!
Eviction Prevention Resources - The Tucson Pima EPP portal for rental and utility assistance is still open, working with a network of nonprofits to distribute relief funds from the City of Tucson and Pima County. Tenants are encouraged to sign up for the waitlist in order to be considered.
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Utility Assistance: The page linked here, found via TucsonPimaEp.com, is a great central resource for different utility relief programs, including those from TEP, Southwest Gas, and other local providers.
FEMA COVID-19 Funeral Assistance: To help ease the financial stress caused by the virus, FEMA is helping pay for COVID-19- related funeral expenses. Individuals can receive up to $9,000. To start an application, individuals must first call the FEMA COVID-19 Funeral Assistance Helpline: 844-684-6333. Multiple languages are available. The phone line is open Monday-Friday, 9am-9pm E.T.
TucsonEvictionHelp.org: This tool from TPCH can help individuals and families check their eligibility for homelessness prevention funds, which may be available in certain situations - such as when a family is paying to stay at a hotel but running out of funds, or being forced to leave a housing situation where they are doubled up.
Arizona Homeowner Assistance Fund: The HAF program provides help for homeowners who have experienced financial hardship due to COVID-19 after January 21st, 2020. Homeowners can use HAF funds for the purpose of preventing the following: homeowner mortgage delinquencies, homeowner mortgage defaults, homeowner mortgage foreclosures, homeowner loss of utilities or home energy services, and displacements of homeowners experiencing financial hardship.
Health Benefits: AHCCCS is taking steps to ensure that all eligible Arizonans can stay covered as the federal government ends the national public health emergency. Visit the AHCCCS page to check steps that can ensure members do not experience gaps in coverage.
SingleCare Affordable Prescriptions: United Way of Tucson and Southern Arizona partners with SingleCare to provide community members with access to affordable prescription medications. The SingleCare prescription savings card is always free to use by everyone and has no registration or eligibility requirements - it can be used right away. Once signed up, a member just needs to show the savings card to their pharmacist when they fill a prescription at a participating pharmacy. The discount will be automatically applied at checkout.
Affordable Connectivity Program (ACP)- The ACP is an FCC benefit (formerly Emergency Broadband Benefit) that helps ensure households can afford the broadband they require for work, healthcare and to stay connected. The ACP provides eligible low-income households a credit up to $30 a month toward the cost of Internet service ($75 per month for households on qualifying Tribal lands). Participants in the program can apply the ACP credit toward the cost of participating plans from a variety of Internet service providers, as well as mobile services.
- Locally, Comcast is one participating provider. Households that choose plans that cost $30/month or less will essentially receive their service for free - learn more about Comcast's program here.
Pima County Housing Search - Searchable database of affordable rental housing, supported by Pima County
AZ Eviction Help - Information about eviction processes, tenant rights, and resources for rental assistance, utility assistance, legal assistance compiled by the Arizona Bar Association
Order Free COVID-19 Tests: Go to COVIDTests.gov, to order four tests per household. Orders will usually ship in 7-12 days and will begin shipping later this month.
COVID-19 Vaccination Sites - Accessibility and Accommodation Resources for People with Disabilities: Information from the Arizona Center for Disability Law
AZDHS COVID-19 Website – Latest updates, closure and re-opening announcements, and data dashboard
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The Financial Wellness Partnership seeks to improve the financial wellness of individuals and families by increasing accessibility to effective services, resources, and opportunities, and by influencing policy to
develop equitable, people-centered systems that support financial wellness.
If you have questions or suggestions for future newsletters, please contact Lisa Floran, Senior Director of Financial Wellness Initiatives at United Way of Tucson and Southern Arizona: lfloran@unitedwaytucson.org
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