Friday, September 22, 2017
8:00 a.m. - 12:00 p.m.
Crowne Plaza, Cherry Hill
Panel Discussion
"Your Business Toolkit: The Essentials of Building a Successful Business"
Keynote Speaker
Gualberto "Gil" Medina
Executive Vice President,
CBRE, Inc.
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Transportation & Infrastructure Committee:
Advances in Aviation Technology
Friday, September 15, 2017
8:00 - 10:00 a.m.
Adelphia Restaurant, Deptford
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Congressional Action Committee
featuring Congressman LoBiondo
Monday, September 18, 2017
11:30 a.m. - 1:30 p.m.
Running Deer Country Club, Pittsgrove
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State Affairs Committee featuring Assemblyman Mazzeo
Wednesday, September 20, 2017
8:30 - 10:30 a.m.
Sheraton, Atlantic City
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A Conversation with Rich Miller
Wednesday, September 27, 2017
8:00 - 10:00 a.m.
The Mansion on Main Street, Voorhees
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Business After Business at Camden County Boathouse at Cooper River
Thursday September 28, 2017
5:00 - 7:00 p.m.
Camden County Boathouse, Pennsauken
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SVP, Community Banking Sales Director
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Applying for a business loan or line of credit may be a crucial step in opening a business or growing your company. To ensure a successful relationship, your lender will request documents and ask questions about you, your business, and your goals. Being well-prepared can help you demonstrate the creditworthiness of your business. Here are five ways to get ready:
Create a Business Plan
Lenders like careful planners. Be sure to have a clear, detailed explanation of your business and its goals. Be ready to discuss your products or services, your industry, and the steps you are taking to build long-term success. Also, be prepared to outline the purpose of the loan, whether it's to open a new business, finance an expansion, secure equipment, or start a new service line. You will also need to document your ownership structure: LLC, Sub S, sole proprietorship, etc. Your business plan should include a careful market analysis and information about your competitors.
Prepare Your Financial Statements
Your lender will want to review your financial documents too. Bring both personal and financial statements. Be sure to have a thorough balance sheet that summarizes your assets, liabilities, and shareholders' equity, as well as a profit and loss (P&L) statement to show your financial results over a period of time. And make sure you prepare projections for the business's future revenue and expenses in order to demonstrate long-term stability.
List Your Collateral
You will need to show you have assets that can serve as collateral. Depending on your business and personal circumstances, collateral can include:
- Accounts receivable
- Cash and deposits
- Business equipment
- Inventory
- Real estate holdings
Understand Your Options
It's important to know the different loan types available and how they can support your business. Popular business financing options include:
- Business term loans to meet one-time financing needs, such as renovating your facility or purchasing equipment
- Business lines of credit to provide flexibility for short-term cash flow
- Commercial mortgages to give your business room to grow
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Are you between the ages of 21 and 45 and looking for CCSNJ events designed specifically for young professionals, or opportunities to meet leaders in the SJ business community? Please click
HERE
to officially join our Emerging Leaders Network. Know someone in your company that could benefit
from CCSNJ's Emerging Leaders Network? Share this information so they can join and learn about future events.
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CCSNJ Members Network in Atlantic County
On August 24, members gathered for the Atlantic County Network Connection Series Breakfast at Ron Jaworski's Blue Heron Pines Golf Club.
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Coffee with the President
Businesspeople learned more about the benefits of being a CCSNJ member and how to best maximize their investment in the organization at the August 29 Coffee with the President event.
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CCSNJ President & CEO Named NJBIZ ICON
On August 23 Debra P. DiLorenzo was honored as one of the inaugural winners of NJBIZ's ICON Honors. Congratulations to our members that were also honored including: Isabelita Abele, US Lumber Inc.; Michael R. Griffinger, Gibbons P.C.; Robert Marino, Horizon Blue Cross Blue Shield of New Jersey; Donald Tretola, Allies, Inc.; and Michael Tuosto, PSEG.
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NETWORK CONNECTION
LUNCH
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NETWORK CONNECTION
LUNCH
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September 7
11:45 a.m. - 1:30 p.m.
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September 14
11:45 a.m. - 1:30 p.m.
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October 12
11:45 a.m. - 1:30 p.m.
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Want to stay up-to-date on Chamber events, news, promotions and more?
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September 7
September 14
September 15
September 18
September 20
September 22
September 27
September 28
October 12
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ADVERTISEMENT
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Tom Sims
Chief Development Officer, Food Bank of South Jersey |
Ever struggle to start a conversation at a networking event? Try asking questions that may not seem so business-like, but actually get to the heart of what the person cares about (which is normally centered on loved ones, a hobby, or passion). Vacation plans, exceptional meals, a good read/movie, how was the weekend... these all make great conversation starters because people like to talk about the things they care about.
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Imagine being able to assist local charities by doing something as simple as offering your employees access to beverages in your facility. Coca-Cola, in partnership with CCSNJ, offers members access to the Vend4Cause program. Vending machines and/or coolers supported by Coca-Cola can be placed in your business and a portion of every dollar spent is given to a charity of your choice. For more information click here.
Contact:
Ashley Merryman at Charity Changer at (816) 787-7400 or
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American Conference on Diversity to Honor Greater Trenton's George Sowa with Humanitarian Award
The American Conference on Diversity will host the 2017 Commercial Real Estate Networking Reception and Awards Ceremony on Wednesday, October 4 (11:30 am - 1:30 pm), at Mayfair Farms
in West Orange, NJ.
This significant industry-wide event - which brings together bankers, real estate professionals, and economic development and community leaders to recognize the civic contributions of its distinguished members and supported by NAIOP
. Commercial Real Estate Development Association - will honor
Greater Trenton
Founding CEO George Sowa with the 2017 Commercial Real Estate Humanitarian Award. Proceeds from this fall fundraiser will help educate tomorrow's leaders through the organization's diversity and inclusion programs.
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2017 Technology Showcase & Grand Opening Open House
Stewart, A Xerox Company will host its
Technology Showcase on Friday, September 8, and the grand opening of its new headquarters and Distribution and Operations department in Mount Laurel! There will be live music, food, and prizes such as Amazon Echo, GoPro, VR One plus virtual reality, LG 43" TV, YETI Cooler, and more!
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Announcing a special opportunity to register for the 2017 Futures Conference
Date:
September 25 - 26, 2017
Location:
Borgata Hotel and Casino in Atlantic City
Join librarians, business professionals and community leaders from across the country in beginning a discussion on how organizations need to change in order to thrive in the next decade. We imagine a morphing of imagination, inspiration, and information that will transform the way we look towards the future. Hear speakers share their vision, engage in small group discussions and be a part of a conference where EVERYONE walks away with a plan to navigate the future through newly envisioned possibilities.
Click here to register
Click here for more information
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Specializing in wholesale service, providing a variety of customized and trendy tablecloth rentals for special event professionals, caterers, venues and party stores.
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