Our Rates Are Good, Really Good!

Buy or refi with us and SAVE BIG!

Our rates are as low as 4.74% APR*

Buy or refinance your auto through PTO FCU. We are sure you will enjoy your ride even more with our low rates and easy terms. Our rates are some of the lowest around, but they won't last forever. We offer quick and easy loan processing online or in person. You can go online from the comfort of your home without ever having to come into our branch.


Streamline the search with Autosmart.

Rather than spending all of your time at multiple car dealers, start your search online. AutoSmart is connected to a nationwide network of over 14,000 auto dealerships, which you can search through our website.


Expedite the purchase process.

You can get pre-approved with us today! When you arrive at the auto dealer, look for a CUDL logo. That will help you get fast and easy PTOFCU financing.


  • Terms up to 84 months
  • Refinance Non-PTOFCU loans only
  • 2018 vehicles or newer
  • Other rates and terms are available.
APPLY TODAY

Main Office

501 Dulany Street, 1st Floor, Alexandria, VA 22314

HOURS: M-F 9 am - 3 pm

Visit us online at www.ptofcu.org

Office 571.272.0350    Fax 571.273.0190

If you fax your loan application, please include your most recent pay stub.

Visit our website

* APR = Annual Percentage Rate. Rates apply to qualified borrowers. Other rates and terms are available. Visit www.ptofcu.org for terms and conditions. Patent & Trademark Office Federal Credit Union is federally insured by the National Credit Union Association (NCUA). Copyright © 2024 Patent & Trademark Office Federal Credit Union. All Rights Reserved. 

PATENT & TRADEMARK OFFICE FCU WWW.PTOFCU.ORG
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