Thank you to our team, clients, business partners, friends, and families for being a part of our journey for another year! Without your trust, support, and commitment to us, we wouldn't have come this far. It has been a pleasure building each and every relationship along the way. Thank you for growing with us and thank you for choosing ISI!

Upcoming Industry Events

August 8-10

LSCI's University of Lending - Schaumburg, IL & Online

August 9-11

The Vision Conference - Miramar Beach, FL

August 10

Grand River Chapter Charity Golf Outing, Grand Rapids, MI

August 14-16

KY CUL Annual Meeting & Convention - Louisville, KY

August 15-17

NAFCU's Risk Management Seminar - Louisville, KY

August 16

Credit Union for Kids Golf Classic - Mount Juliet, TN

August 16-18

VolCorp Forum - Nashville, TN

August 20-23

CUES Execu/Net - Vail, CO

August 20-25

CUES CEO Institute II: Organizational Effectiveness - Ithaca, NY

August 28

KACCU Vendor Fair - Knoxville, TN

Industry News

CULA Survey Highlights Credit Unions' Concerns About Terms & LTVs

According to Credit Union Leasing of America's (CULA) Q2 2023 Credit Union Used Vehicle Loan Snapshot, the main concern for credit unions is the over-extension on used-vehicle loans. However, according to survey results, they continue to offer a significant percentage of longer-term loans, with low down payments, on high mileage older vehicles, and a majority are extending LTV by 125%. The results also show that there is almost an even split between used-vehicle finance customers that want a long-term contract with lower payments (52%) and those who want a short-term, lower commitment deal (48%). This trend is likely due to the high used vehicle prices.

Read Full Article

What's Behind the Surge in Hurricane Payouts?

In addition to increasingly heavy rainfall associated with hurricanes, population growth in hurricane-prone states has led to costlier insurance claim payouts for property damage caused by wind and flood. Homes are also being built larger and more expensive than they were in the past. Additionally, a hurricane can deliver catastrophic weather conditions thousands of miles inland from where it made landfall. Hurricane Ida delivered so much water in the Northeast after making landfall on the Louisiana coast in August of 2021. Philadelphia and New York had flooded subway stations for days after the storm passed.

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Raving Fan Review of the Month

“I opened today's mail and was floored when I saw my car note was going to double for August because your office had not received my insurance. April was patient with me and walked me through sending documents directly to her and how to get Shell FCU added as my lender on my declarations page. Once she received the required documents, she was able to rush the refund to be processed for tomorrow. Hallelujah! 

This may be routine for your agents, but this would have been life altering for me. Yet, April's sweet demeanor kept me calm so she could help me fix it. I'm a single mom and some months are hard... like not sure if I can afford my medication this month, hard. Doubling my note (that is on auto draft) would have been devastating for my budget - as in missing a mortgage payment devastating. April saved the day! She made it so I don't have to worry about crippling debt next month. April is a BLESSING!"

Borrower of Shell FCU

See what other Raving Fans are saying about ISI!

Data/Industry Trends

Homeowners in California and Florida are Running Out of Options to Protect Their Homes

As big-name homeowners insurance companies pack up and leave, customers are forced to pay higher premiums for the few insurance options that remain. Continue Reading

Home Insurers Curb New Policies in Risky Areas Nationally

Pullback goes beyond California and Florida as insurers face climate risks and inflation. Continue Reading

State Farm Doubles Down on Florida After Farmers Insurance Pulls Back

State Farm says it's sticking with Florida months after ceasing new applications in California. Continue Reading

August Holidays, Fun Facts, and Folklore!

Find out who August is named after, what August babies are called, and what holidays we have this month!

Everything you need to know about August

Thank you!

This month's CPI tip of the month is simple...Thank you! Whether a client of ISI or not, we are grateful for what you do for your borrowers and the industry as a whole. Being a part of what drives and impacts borrowers' lives motivates us every day. We are excited for the future and being a part of helping lenders continue to make loans for many years to come!

Taylor MacCurdy



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Contact Info:

Phone: 800-749-5440



ISI is an administrator of Collateral Protection Insurance (CPI) and Blanket Lenders Single Interest (BLSI) for financial institutions. We provide insurance, lending, and marketing products to the financial institution marketplace. Our mission is to deliver the best products and services in the industry through responsive service, comprehensive coverage, and advanced technology. We combine the lender's vision and our proven plan to create a portfolio that matches the lender's needs for a successful program and partnership.