Nationally, foreclosure starts are up 219% compared to the beginning of the year. 

St. Ambrose has worked with Baltimore homeowners and renters to protect their homes for over 50 years. Our home protection team includes housing counselors and attorneys working under one roof for fast, specialized service when time is of the essence.

If you are behind on your mortgage or concerned about foreclosure call us today.

The earlier you call, the more options you have. 410-366-8550 ext 249 or intake@stambros.org
St. Ambrose has received Community Investment Tax Credits (CITCs)!

Through the state of Maryland’s CITC program, donations of $500 or more to St. Ambrose are eligible to earn tax credits equal to 50% of the value of the donation.

To be eligible for tax credits, donors should complete the Donor Information section of this form and send it to juliam@stambros.org before or at the same time of the donation. 
This year, all CITC donations will go towards St. Ambrose’s Golden Girls Meet Gen X 2.0 program.

Also known as Journey of Hope, this program combats youth homelessness by connecting young people (ages 18-24) experiencing homelessness to safe, stable housing, caring communities, coordinated case management, and supportive services. Learn more about how Journey of Hope made a difference in the life of a young person. 
Do you have an extra room in your home?

Rent is becoming unaffordable for many of our neighbors. Be part of the affordable housing solution in our community and earn extra money to help with your expenses.
St. Ambrose's Homesharing match service can help you bring in $400 - $700 of extra income as well as connection and companionship.

Contact us today to learn more (410) 366-6180 or homesharing@stambros.org.
Podcast Corner: The Urban Institute explores the question - what does equitable community engagement and development look like in practice?
From Shelterforce: What can be done to significantly advance Black homeownership and access to affordable housing? A panel of experts at the National Community Reinvestment Coalition talk about the type of radical changes needed and practical ways to move in that direction.
Resources you can use: Check out the assistance programs available that can help with energy costs, water bills, security deposits and more!
Don't forget! October 1st Deadline to Apply for Maryland property tax credit.

Marylanders have just over a week to apply for the state’s property tax credit for homeowners and renters.

Need help? We can help you through the process. Contact us at (410) 366-8550 ext 249 or intake@stambros.org.

If you are an eligible, low-income renter you may qualify for a $1,000 check through the Renters’ Property Tax Credit Program.

Homeowner's who pay high property taxes in relation to their income may also be eligible for assistance through the Homeowners' Tax Credit Program.

You can submit an application on the Maryland State Department of Assessments and Taxation’s (SDAT) website.

To receive the tax credit you must apply every year.
Register TODAY for St. Ambrose’s Virtual Homebuying Workshop! If you are buying a home for the first time or just want some advice on how to prepare for homeownership you should consider meeting with a counselor before you buy at our upcoming virtual course.
Baltimore City Homebuying Workshop
Date: Saturday, September 24, 2022
For online registration, click here.
 
Baltimore County Homebuying Workshop
Date: Saturday, October 8, 2022
For online registration, click here.

We are hiring! Join a team of amazing people making a difference in our community. Check out our great benefits and the positions we have open.
Save the Date! Giving Tuesday is November 29th. Your generosity on Giving Tuesday will go towards St. Ambrose's Adopt-a-Family fund, which provides local families with much-needed items such as bedding, pots and pans, bus passes, food.