In music, "improvisation" is the art of extemporization, or creating all or part of a composition at the moment of performance. The artist can combine and vary a mental library of components of a musical style to allow for both cohesiveness and spontaneous creativity.
Because Ken was also an accomplished jazz musician, we think the term "improvisation" is an appropriate metaphor for the life planning conversations he came to view as an integral component of his client meetings. There is an element of spontaneity and creativity in this type of client communication.
However, like improvisational jazz, composing an effective life planning dialogue is also grounded in a "mental library" of knowledge, insight, training, and experience. It is from this foundation that the planner can effectively facilitate client-focused interaction about the intersection of money and life.
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